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Tues 8th February - What small DFW things will you be doing today?

pixiechick99
Posts: 3,730 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Morning lovely people....hope all well on this (hopefully) sunny Tuesday:j
I'm feeling rather pleased with myself...I finished another assignment last night...just a short one, but one more gone:T:T Will finish the reference list and print it up tonight, ready to hand in tomorrow:D
Ok, must get a move on, still sat here with wet hair, no make up and in dressing gown;)
here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Morning lovely people....hope all well on this (hopefully) sunny Tuesday:j
I'm feeling rather pleased with myself...I finished another assignment last night...just a short one, but one more gone:T:T Will finish the reference list and print it up tonight, ready to hand in tomorrow:D
Ok, must get a move on, still sat here with wet hair, no make up and in dressing gown;)
here's my list:
- check banking
- check Onepoll - I withdrew £40 last night:beer:
- packed lunch for dd2
- lunch from home for me
- free cuppas at work
- wrap and post book sold on Amazon
- print out essay
- meal from plan tonight - bbq chicken and wedges/waffles (didn't have it yesterday as forgot to take the chicken out of the freezer, ooops)
- Relax with book and watch Holby tonight - no college work:T
- Sparkle:j
I really need to sort out a new signature!
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Comments
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Morning everyone:
today I will:
hopefully have a NSD
lunches made for work and school
dinner from stores
Take dd2 to cinema tuesday is cheap night
check for surveys
Not sure what else I'll post later if I have any updates. have a good day everyone.0 -
Hello everyone, and thanks to pixie for starting the thread. It's a real frosty one out there today.
So far today I have:- checked banking
- checked for surveys
- made lunch to take to work
- fed and watered the chickens
- boxed half a dozen eggs to sell
- get paid for eggs
- do a half hour walk at lunchtime
- read for the other half hour
- have yesterday's left overs for dinner
- take my puppy cage to a colleague's house for her rescue dog
- have an NSD
- go to DD's tonight :j
:D
Enjoy your Tuesday (and Wednesday)! stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning all!
Today I will:
- [STRIKE]Make cakes for a friends work (get some money for it tomorrow)[/STRIKE]
- [STRIKE]Stick to meal plan[/STRIKE]
- [STRIKE]Take lunch and snacks into work[/STRIKE]
- [STRIKE]Load of laundry[/STRIKE]
- [STRIKE]Post birthday cards[/STRIKE]
- [STRIKE]Take recycling bins out[/STRIKE] (will be glad to get them emptied, with all the strong winds they keep getting blown over and spraying bottles all over the garden for us to pick up! Argh! :mad:)
- [STRIKE]Gym (must go especially as missed swimming yesterday)[/STRIKE]
- [STRIKE]NSD[/STRIKE] Failed! Went to Poundland at lunch and stocked up the medicine box + got a few things to go in my friend's birthday pamper hamper
- [STRIKE]Check topcashback[/STRIKE]
- [STRIKE]Pay cheque in[/STRIKE]
Well that should keep me busy!
Hope you all have a fab day :beer:
Love C xx:heartpuls "A wise man should have money in his head, but not in his heart" -Jonathon Swift :heartpuls:beer:0 -
Morning All
Hi to all new posters. Hugs to those that need them.
Pixie, thanks for starting the thread
HAPPY TUESDAY ONE AND ALL!
Today I have/will
• Checked online banking – no change
• Meals and snacks from storecupboard
• Used my rail pass to get to work
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Off to the gym after work today
• Need to pop round to a friends to drop off a bit for her keyboard….only 99p and I will get 2 meals out of it (I love my friend dearly :lovethoug …she makes me smile from ear to ear)
• Try to have an NSD – might have to pay for a bottle of water (which will then be re-used next time I am at the gym)….or I could buy a bottle in a discount sports shop…..hmmmm – decisions, decisions
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Have a relaxed afternoon at work
• Need to find my mp3 player……seems to be MIA!
Have a great day everyone
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
stitching_witch wrote: »It won't be a very DFW day either, as I'm buying 'ingredients' for a nappy cake and helping DGS's mum to make it. On the other hand, I love making nappy cakes and seeing the look on the recipients' faces
:D
Mum I've still got loads of nappies and a few ingredients from Emily's nappy cake, I'll get them out of the loft tonight. A bit more DFW! I'm guessing the cake is for Carl and Naomi?
Morning everyone else! :j
Today I have:-
- Checked banking
- 15 minutes on wii, 61 calories burned
- Taken DD to nursery in a paddy, sooo relieved to be at work this morning
And I will:-
- Update myfitness app
- 1/2 hr more on wii tonight
- Lunch from home/stores
- Check OnePoll app
- Fill out labour sales spreadsheet
- *** Sparkle *** - was a bit sad yesterday as dad is struggling with my step sister since her mum (my stepmum) died three weeks ago. Determined not to let it bring me down today
- Phone college about step-sister having a tour when they are down in April
- Sell lots of labour
Not all very MSE-ish but it's what I've got to do so it's my list! :A
JxNothing to report as yet...give me a minute...!0 -
Morning All
my list for today includes;
pack lunches for DS and DH
hm SOUP
bake
NSD
check accounts
First outside dry of the year [hopefully!]
2 surveys
declutter kitchen cupboard
tidy out linen cupboard
fill a bag for recyclin/charity
re-do meal plan as have lost first one!0 -
Morning all.
very sunny and cold in northampton!
Going to try for a nsd today - planning on going home for soup at lunch mmmm - low cost and low calories is the plan!
will check online banking here and see if i can make another payment of ccd
Have a good day everyone xDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Morning all,
Hoping today will be better then yesterday workwise, but I won't hold my breath.
Today's list:-- [STRIKE]Food brought in from home[/STRIKE]
- [STRIKE]Make use of free coffee/water at work[/STRIKE]
- [STRIKE]Heating off during working day[/STRIKE]
- [STRIKE]Call Orange to query new contract price...their paperwork does not match up with what they told me![/STRIKE] All sorted
- [STRIKE]Source a few more bits for my friend's wedding hamper[/STRIKE]
- [STRIKE]Log calories on free app[/STRIKE]
- [STRIKE]Log any expenditure on free app[/STRIKE]
- Hang washing up
- Put away washing before it gets dirty again
- [STRIKE]Check for surveys[/STRIKE] - Also requested another voucher
- [STRIKE]Enter comps[/STRIKE]
- [STRIKE]Post OH's letter to bank & ask for free proof of postage[/STRIKE]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Try to stay positive[/STRIKE]
Have a great, moneysaving day everyone x:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Morning all... haven't been here for a while as I've been ill with tonsilitis
so hope you're all doing good!
Things I've done/I'm going to do today:-
- LSD - meeting up with a friend this evening for drinks but will be sticking to non- alcoholic due to money/antibiotics!
- Lunch from home
- Free tea/coffee/water at work
- Check online banking x 2
- Message Music Magpie to see where my money is!!!
- eBay 3 items
- Go through budget again to see where I can pay more
- Reply to Moorcroft/Halifax with 2nd letter confirming how much I can offer each month (Halifax have been really good with the whole DMP thing, really impressed!)
- Work hard today to show that I deserve my promotion!!
October Grocery Challenge - £67.18/£135
Save up £500 - £0/£500
NSDs for October - 0/100 - LSD - meeting up with a friend this evening for drinks but will be sticking to non- alcoholic due to money/antibiotics!
-
Good Morning everyone :wave:
The sun shining will it last . . . .
Today I will:
Check bank balances
Check online surveys
Walk home from work, instead of going to gym
Soup for dinner (having lunch out with a colleague)
Declutter
Stitching Witch - I wish I worked with, would love to buy your eggs.
complimentschemistry - let me know how you get on with music magpie, was going to use them but have heard mixed things . . . .
Have a good day
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0
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