I have only basic account

izools

Then the debit card provided with a Basic account will work perfectly fine. The Co-Op Cashminder, Barclays Cash Account, Natwest Step, RBS Key, Lloyds Cash account, all come with a VISA debit card that can be used for all and any online purchases :beer:

Just not on the train.

wornoutmumoftwo

If it's any consolation, my credit rate was damaged a few years back. Rbs allowed me to open a current a/c about a year after I proved I could in fact manage my money, although I didn't get a 'proper' visa debit card until about 3 years after joining and it was sent automatically as I never asked for it as I thought I had to wait 6 years.

I have got a capitalone card that I use for credit rating building too and that's it.

I know it might not help you now, but there is light at the end of the tunnel.

stclair

izools wrote: »

Then the debit card provided with a Basic account will work perfectly fine. The Co-Op Cashminder, Barclays Cash Account, Natwest Step, RBS Key, Lloyds Cash account, all come with a VISA debit card that can be used for all and any online purchases :beer:

Just not on the train.

The cashminder visa debit card is still recognised a visa electron card so can not be used on some train websites.

Example:

http://www.nationalrail.co.uk/times_fares/acceptable_payment_types.html#cards