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I have only basic account

The_marki
The_marki Posts: 6 Forumite
in Credit cards
I need account which I can use for paypall and which I can pay online anything I want. I can't have credit cards or current account because of my bed credit. Is there anything which could help me out. many thanks for response.

What account do I need to open? 2 votes

I have basic account
50% 1 vote
I can't have credit card
0% 0 votes
or current account
50% 1 vote
I have bad credit check.
0% 0 votes
«1

Comments

  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    You would need a basic account, I think all the banks have one.
    You get basic banking facilities - online, dd's. s/o's but no overdraft or chequebook.

    I have a key a/c with the RBS and it really helped me get on the straight and narrow. Haven't had a problem since I've been with them in three years.

    My basic a/c is also linked to paypal.
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • The_marki
    The_marki Posts: 6 Forumite
    I have basic account, but what about account I could pay online with?
    wornoutmumoftwo wrote: »
    You would need a basic account, I think all the banks have one.
    You get basic banking facilities - online, dd's. s/o's but no overdraft or chequebook.

    I have a key a/c with the RBS and it really helped me get on the straight and narrow. Haven't had a problem since I've been with them in three years.

    My basic a/c is also linked to paypal.
  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    I have the basic RBS key a/c (assume Natwest is the same) and I can set up online payments, standing orders and it is linked to my paypal.
    What bank are you with?
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • The_marki
    The_marki Posts: 6 Forumite
    I am new in here so I don't know if you get it twice. I have basic account, but what about account I could pay online with?
  • The_marki
    The_marki Posts: 6 Forumite
    Co-operative
    wornoutmumoftwo wrote: »
    I have the basic RBS key a/c (assume Natwest is the same) and I can set up online payments, standing orders and it is linked to my paypal.
    What bank are you with?
  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    The cashminder one?
    Banking with no frills and no fuss:

    • Secure online banking
    • UK call centres open 24/7
    • Debit card
    • Regular statements
    • Standing order and Direct Debit facility
    • No overdraft is available
    • No cheque book
    • Open with just £1
    • Minimum balance required £1
    • No monthly subscription charge.





    It looks like it has everything I do. What is it you want to do that it isn't letting you?
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • The_marki
    The_marki Posts: 6 Forumite
    I can not pay transport with it.
    wornoutmumoftwo wrote: »
    The cashminder one?
    Banking with no frills and no fuss:

    • Secure online banking
    • UK call centres open 24/7
    • Debit card
    • Regular statements
    • Standing order and Direct Debit facility
    • No overdraft is available
    • No cheque book
    • Open with just £1
    • Minimum balance required £1
    • No monthly subscription charge.




    It looks like it has everything I do. What is it you want to do that it isn't letting you?
  • wornoutmumoftwo
    wornoutmumoftwo Posts: 1,250 Forumite
    How are you trying to pay them. What method?
    Payment a day challenge: £236.69
    Jan Shopping Challenge: £202.09/£250
    Frugal Living Challenge: £534.64/15000
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    The Natwest Step / RBS Key account have a VISA debit card also does the Co-Operative Cashminder.

    You will not get a offline debit card with bad credit so you can say goodbye to paying on the train for tickets until you improve your bad credit.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • The_marki
    The_marki Posts: 6 Forumite
    online. there are the cheapest options.
    wornoutmumoftwo wrote: »
    How are you trying to pay them. What method?
This discussion has been closed.
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