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need some advice - hope someone can help

Im new to all this money saving and i really need to get our phone bills down , we pay BT£26 a mth which i think i can lower if i look at getting a better offer on my Mobile deal . Im on PAYG with O2 at the moemnt. so is my husband we dont use the mobile much but im wondering if theres good deals out there which im missing , we pay £10 and get 300 txts and the credit to use, plus i get 10% on all top ups immediately and 10% on top ups every 3 mths too. you also get the treat things which sometimes give you 20 mins but theyre not always when youd need them.

i dont ring many mobiles but when we do on the home phone its costing too much so i wondered if theres a bolt on or package we could use to ring other mobiles or something ?

or would we be best sticking to £20 to top up both mobiles a mth and the £26 on the home phone. i dont use any of them much , i need the home phone mainly for incoming business calls ( yes ill be putting a percentage of costs through the business)

so does anyone know of something to help us save some money on our O2 PAYG deals ?
Mortgage at start of MFW £101416.74(27yrs)
original payment £459.67, new payment £550.00
overpaying by
£90.33 ( reduces term to 21yrs !!)
Saved over £11K in interest so far WOOHOO!!
Were not rich just paying off tiny bits here and there.
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