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are the min £12 charges on c.cards reclaimable?

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Comments

  • bob_dob
    bob_dob Posts: 432 Forumite
    p1nnk, 'enemies'? Calm down, i think you'll find that's a bit dramatic, ha ha!
    Also, if you check my posts, i politely thank the people who post helpful replies....it's the unhelpful ones i dislike!
    Mayling03, thank you for that, much appreciated, however, what i would like to know is are they 'reclaimable' as in how all the credit card charges used to be?
  • bob_dob
    bob_dob Posts: 432 Forumite
    oh+my friend has had 3 charges but this was 18 months ago so, thankfully, has sorted his finances out since then.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    bob_dob wrote: »
    p1nnk, 'enemies'? Calm down, i think you'll find that's a bit dramatic, ha ha!
    Also, if you check my posts, i politely thank the people who post helpful replies....it's the unhelpful ones i dislike!
    Mayling03, thank you for that, much appreciated, however, what i would like to know is are they 'reclaimable' as in how all the credit card charges used to be?

    They aren't reclaimable as the fee is 12 or under.

    They are set at this price as charges of this level or under on credit accounts are allowed at law and deemed to be fair.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Tixy
    Tixy Posts: 31,455 Forumite
    bob_dob wrote: »
    however, what i would like to know is are they 'reclaimable' as in how all the credit card charges used to be?

    No the OFT decided that £12 was fair. You cannot reclaim by taking them to court (or threatening to).
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • noh
    noh Posts: 5,827 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 February 2011 at 3:47PM
    bob_dob wrote: »
    p1nnk, 'enemies'? Calm down, i think you'll find that's a bit dramatic, ha ha!
    Also, if you check my posts, i politely thank the people who post helpful replies....it's the unhelpful ones i dislike!
    Mayling03, thank you for that, much appreciated, however, what i would like to know is are they 'reclaimable' as in how all the credit card charges used to be?

    You could of course read the credit card reclaiming guide here:-
    http://www.moneysavingexpert.com/reclaim/credit-card-charges

    You do give the appearence of being a troll.
    Most of your posts seem to be random questions asked on behalf of a "friend". The answers to which could easily be found if you looked yourself.
  • p1nkk1tten
    p1nkk1tten Posts: 104 Forumite
    OK, I may be being stupid but what does the term 'troll' refer to being please?
    I work for first direct and have previously worked for Santander.
    Any information I give should not been seen as being given from first direct or Santander however I do have certain knowledge from working there.
    Thank you, Chrissy :wave:
  • noh
    noh Posts: 5,827 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tixy wrote: »
    No the OFT decided that £12 was fair. You cannot reclaim by taking them to court (or threatening to).

    Thats not so.
    The OFT did not say £12 was fair.
    They said that they would not launch a specific investigation on any card companies with charges lower than £12.
  • noh
    noh Posts: 5,827 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    p1nkk1tten wrote: »
    OK, I may be being stupid but what does the term 'troll' refer to being please?

    Google it.
    http://www.google.co.uk/search?hl=en&q=troll&meta=
  • Tixy
    Tixy Posts: 31,455 Forumite
    p1nkk1tten wrote: »
    OK, I may be being stupid but what does the term 'troll' refer to being please?

    What's a troll/alter ego?
    noh wrote: »
    Thats not so.
    The OFT did not say £12 was fair.
    They said that they would not launch a specific investigation on any card companies with charges lower than £12.

    I know - I was perhaps being a bit too concise.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
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