Tues 1st February - What small DFW things will you/have you done today?

Nottoobadyet

Hi all, just popping in before fleeing to work! Today:

• walk to work (40 min)
• called phone banking to pay off CC balance before interest is added
• update budget - this month will be very tight indeed!
• eat 2nd half of lunch I brought in from home yesterday
• work hard!
• gym after work as its just about my only free evening this week!
• keep crocheting cot blanket
• risotto for tea from stores
• update work lunches challenge as Im running it this month.

Hope all are well and happily money saving!

josiebabie

Morning campers....she's back in the room!

Today I have/will:
- Checked banking
- Try to understand TCs again
- Do some OnePoll on my iPhone
- Phone my two suppliers to see who can give me the better deal on tyres for my own car, I hate tyres. Grr.
- Try not to whine about finger I burnt last night, a typing finger...boo!
- Make doc appt
- Make the most of my rubbishy diary
- Ohhh two big "overs" going out today, lots of labour in them!
- Lunch from work stores, remembered a snack from home too
- Wii fit tonight as too lazy last night, will do 1 hr
- Pick up rabbit from vets later and pay extortionate (sp?) bill, thankfully budgeted for....Hope DD doesn't come out with any further classics in front of the vet nurse, last night was
(Vet nurse) "Is FooFoo [rabbits name] your friend?"
(DD) - "No, he's just a rabbit, duh!"

She's only 3!!! Doh!!!

Jx

That is enough

Pernicious

Good morning everyone,

It's Tuesday! & that's so much better then Monday :rotfl:

DNMS - Ooh rub it in some more! Are you nearly sorted for your trip?
Stitchy - That's great news :j I keep checking what my car insurance will be & it doesn't seem to want to go down at all, fortunately it's not going up loads either though, guess I should be grateful for that!
La escocesa - Hehe I like your style!
Josie - Hahaha, thanks that line from your DD cracked me up!

Today I have/will:-

• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• [STRIKE]Bring in food from home[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE]
• [STRIKE]Stay in at lunchtime to avoid the shops[/STRIKE]
• [STRIKE]Check cashback site[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Log calories on Foodfocus - Cheaper than WW as it's free![/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Package up jeans to return[/STRIKE]
• See if I can find a few bits for my friends wedding cheaper on ebay
• [STRIKE]Get an early night so I'm not late again[/STRIKE]
• Finish up organising the accounts paperwork
• Finish tidying bedroom - All this tidying is finding some bits for Ebay
• Spend at least 10mins going over my tkd terminology
• Continue reading wedding tips thread

Have a great, moneysaving day everyone x

elfen

Today I will:

Go to the library, take books back and look for new ones
Do food shopping and stay in budget
NSD except for that
Read Daniel Deronda
Read Romeo and Juliet
Check bank and move change to savings - done....so nice to see a happy bank account in the black
Resist all temptations....

Nottoobadyet

josiebabie wrote: »

(Vet nurse) "Is FooFoo [rabbits name] your friend?"
(DD) - "No, he's just a rabbit, duh!"

:rotfl::rotfl::rotfl: love it!

kevstanley

Morning all!

I've had a virusy weekend, and am feeling pretty under the weather this morning too, and I'm sure it affects how I feel about the finances. Everyone else seems so motivated here, and I just feel a bit rubbish by comparison. BUT, determined to look on the bright side, at least I know I have things in hand - or am getting there. And OH is due an overtime payment next week, which, instead of being absorbed into the general funds and frittered, is going to be used wisely for a change. And, despite virus, I still managed to feed the family on what we have, rather than resorting to takeaways. So that's a good move.

Small stuff for the day:

- checked banking
- checked/done a couple of surveys, check again later
- do comps
- heating off
- clean fridge and freezer, do inventory and make menu and shopping list accordingly
- wash curtains which were the unfortunate victims of a soup accident at the weekend. Not sure how/where to dry them, but not in tumble dryer
- try to sort out a few items to ebay (never done this before, but sure I have stuff that could make a few pennies)

Hope everyone has a good day

Rock_Cakes

Morning all,

Erme are you good at drawing? I would like to make my own cards but lack of artist skills let me down. Thinking I should start acquiring stamps and cutters.

Today I will:
Charge my phone at work
Have homemade lunch
Check Bank
Check Survey
Dinner will be made from leftover roast pork and rice from yesterday
Continue declutter the bedroom and find things to put on Ebay
Check to see if I can get any money for the ancient phone I found yesterday

Have a good day everyone
xx

nowpanicking

Good morning and thanks to Erme for starting us off

I'm determined to be more positive today, yesterday was not good after my failed run, but I just need to keep doing the exercises and try again in a few weeks Thanks moneypenny and snoop for your kind words yesterday... I did kind of half expect to get pain again but it's just a bit frustrating as I really enjoy running - oh well.

Determined - yeh to your holiday :j obviously counting the days... sounds ace!
Kevstanley - hope you're feeling better soon... reading this thread always helps you feel a bit more positive as well

My list for today: -

• morning cup of tea at work
• breakfast, lunch and snacks to work
• check on-line banking and update ss
• check surveys
• spag bol per meal planner
• getting lift home tonight so saving petrol
• quick tidy of house tonight
• eat healthily
• Check out new Atlantic channel on sky tonight
• BE POSITIVE!!!

That's it for me, have a great day everyone x

Pernicious

kevstanley wrote: »

Morning all!

I've had a virusy weekend, and am feeling pretty under the weather this morning too, and I'm sure it affects how I feel about the finances. Everyone else seems so motivated here, and I just feel a bit rubbish by comparison. BUT, determined to look on the bright side, at least I know I have things in hand - or am getting there. And OH is due an overtime payment next week, which, instead of being absorbed into the general funds and frittered, is going to be used wisely for a change. And, despite virus, I still managed to feed the family on what we have, rather than resorting to takeaways. So that's a good move.

Small stuff for the day:

- checked banking
- checked/done a couple of surveys, check again later
- do comps
- heating off
- clean fridge and freezer, do inventory and make menu and shopping list accordingly
- wash curtains which were the unfortunate victims of a soup accident at the weekend. Not sure how/where to dry them, but not in tumble dryer
- try to sort out a few items to ebay (never done this before, but sure I have stuff that could make a few pennies)

Hope everyone has a good day

I know what you mean, if I feel a bit down about something else it tends to make me feel quite negative about our current finances too, despite the fact that we have paid off over 1k now!

What you need to remember is that despite being ill you have done brilliantly! Everything you said is a great small step, be proud of them

snoop2008

RachelS wrote: »

I have got to phone the tax credits people today. After my lightbulb moment on Jan 5th I was great about ringing up to get the form, but because our situation is complex I can't fill it in...and I seem to have a terrible mental block when it comes to phoning up. It stresses me so much it paralyses me and I can't do it. Every day I leave it, I am losing more than £10...I can't afford to do that! I really want today to be the day I finally do it! Anyone have any tips on overcoming fear of doing things like this?

Hiya there Rachels

DNMS has given you some wonderful tips


I would just like to add to that. The anticapation of fear is often greater than the act itself. This is very common for peeps who suffer from stress or anxiety!! You've done really well the get the form. Anxiety is a feeling that we want to avoid, so the more we avoid that feeling, the worse it can get. It's an irrational fear for many who are often plagued with thoughts of doubt, what will others think of us, and can we cope. The answer is YES YOU CAN. what you think is not what the other person you have to deal with is thinking.

You might be surprised to find they are very helpful and will go through the form with you with patience. It's ok to say you find it a little bit complex, they are there to help you and support you. The whole idea of challenging what you think you believe is real , the fear, is to put that belief to the test! in other words, ' is it really as scary as I thought?

It's a very big step to make that call, and a little bit of understanding how anxiety works, hopefully will help you to make that call and it's ok to call on the help of those around you, to give you that added bit of confidence!!! and in your own words,

' I really want today to be the day I finally do it' and later I hear you saying

' I have made that phone call' yahhhhhhhhh:T

Have a great day, stay positive!! and you do have the , I can do it attitude!!!:D