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Bridge the gap with the February NSD challenge
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So the last 8 days:
Mondays are almost always spend days, tea out and then rehearsal
Tuesday we bought petrol which we hadn't had time to buy on Monday as had meeting before rehearsal and & left work late and carpet cleaner too whilst we were out.
Wednesday we went out for dinner as a late valentines thing.
Thursday we did a little food shop
Friday OH did food shop again in another shop
:eek::eek::eek:
But all things that needed spending and we've been very busy and I've been ill so haven't been able to plan things as well as we can and often do.
May have been my first trip to the venders of the year on Thursday too - been ill for the last few weeks and desperately needed something sweet and because I've been ill I hadn't been baking. Managed some baking yesterday and so tasty treats today.
Saturday and Sunday were NSDs :T:T
So I'm on 8 NSDs now
Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
#11 today for me and the first day of my 8 in a row
Should be an easy one tomorrow too. Yay.0 -
NSD No.7 for me today.
I don't think I'm going to manage my 11 target at this rate :eek:Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0 -
pinkfluffybabe wrote: »NSD No.7 for me today.
I don't think I'm going to manage my 11 target at this rate :eek:
You need 4 more NSD for target, and there are still 7 days left in the month so if you spend on 3 of the days, thats 43%. Which means you have 57% of the days to make as NSD - which is just over half....keep going...you can do it :T
and if it helps, I need 5 more for target so have 2 spendy days left...and Sun is going to be one already :eek:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi lovely NSD gang:A
Monday again, hope you’ve all had a good day:)
Lots of NSDs rolling in today, so well done to:
:j:j:jdonna dynamo - for no 12, nearly there now, keep going!
:j:j:jebayqueen - for getting to no 3, nothing pathetic about that at all, sometimes life just conspires against us. Keep going, you can try for a few more this month then onwards and upwards to a new month
:j:j:jRock_Cakes - for no 12 and fingers crossed for no 13 today, nearly there now! Glad you had a good weekend
:j:j:jkevstanley - for no 5, over halfway now, that’s brilliant! Keep going, you can do this!
:j:j:jtwistedhazel - yay to 15 NSDs and your target met, that’s brilliant, well done you!! :j:j:j I’ve awarded your prize now on the front page, hope you like it, and increased your target to 18 now, hope that’s what you wanted?
:j:j:jchris81418 - for no 17, woo hoo indeed, you’re doing brilliantly! Hope the food shopping isn’t too spendy
:j:j:jBigMumma - yay to 14 NSDs and your target met, that’s brilliant, well done you!! :j:j:j I’ve awarded your prize now on the front page, hope you like it. We miss you too, hope you can come back soon
:j:j:jkatenut - for no 9, you’re doing great, keep going! Even if you don’t make your target you’ll still have a fair number of NSDs under your belt
:j:j:jjaffacakegal - for no 7, nearly there now, keep going! What a lovely dad not expecting you to foot the bill for the car repair, hope it’s OK now?
:j:j:jTrinny - for no 9, you’re doing great, keep on battling! As I’ve just said to kate, even if you don’t make your target you’ll still have a fair number of NSDs under your belt
:j:j:jtattooed_lady - for no 5, on the way to target no 2 now, you can do it! What a lovely mum paying for the cinema for you
:j:j:jBexterragga - for no 13, nearly there now, keep going! Glad you enjoyed the pizza
:j:j:jebsaver - for no 15, nearly there now, keep going! Glad the challenge is helping you, that’s good to hear
:j:j:jLittleMissHappy - for no 12, nearly there now, keep going!
:j:j:jcannp123165 - for no 8, 2 more to get now, you can do it!
:j:j:jbeanie - yay to 16 NSDs and target no 2 met, that’s brilliant, well done you!! :j:j:j I’ve awarded your prize now on the front page, hope you like it. Would you like to try for another target? Sorry you’re feeling tired, hope you’re OK?
:j:j:jfedupandskint - for no 13, another one nearly there, keep going, you can do it!
Oh dear, sorry you’re feeling tired as well, hope you’re OK?
:j:j:jskaps - for no 12, keep going, you can do it!
:j:j:jBDINI - for no 12, you’re nearly there as well, that’s brilliant!!
Great news about the CRB check, that’s fantastic.... first time I’ve been called anyone’s lucky charm though, I’m usually the kiss of death to anything:rotfl:....
Thanks for the recipe, it looks good, :Tand hope you enjoyed your evening out
:j:j:jAlwaysHappy - for no 12, well over your original target now, that’s brilliant. You have a new prize to go with the new NSDs as well, hope you like it
:j:j:jrunnerbean17 - fingers crossed for no 11 today. And you made it, that’s brilliant. Well done for your 3 in a row as well
:j:j:jNargle - for no 7, halfway now, that’s brilliant!
I was thinking the same about a gang night out, it will have to be the weekend I think, I’ll put my thinking cap on:)
:j:j:jkerri - for no 10, yay to double figures!! Keep going, nearly there now! Well done for getting OH to “donate” the money for the foil, like your style
:j:j:jPalema - for no 9, you’re doing brilliantly, only one more left to get!
Hope you enjoy Maroon 5 tomorrow
:j:j:jYorkielass - for no 8, nearly there now, keep going!
:j:j:jfillyfop - for no 11, keep going you can do it, we’re behind you all the way!
:j:j:jPinkfluffybabe - for no 7, you’re doing great. As I said earlier to kate and Trinny, even if you don’t make your target you’ll still have a fair number of NSDs under your belt and that’s something to be proud of.
Hello to:
jinty - glad your pleased with your new house. Hope the work packing up went OK, talk about a busman’s holiday!:D
catslovelycats - glad the advice helped. You’re right about spending less money, that’s the most important part of this challenge:)
Tixy - don’t leave us, you can still get a couple more NSDs if you try, don’t give up:eek:
Decluttering - never mind, there’s always tomorrow;)
Cheryl - great whoopsies again today:T
elfen - oh dear, hope you manage to wean yourself off the ciggies and carp:(
And no 17 for me today, only one more to get now... yay!!!! :j
Front page all updated now, see you all tomorrow.
‘night everyone
spoon xxThe time you enjoy wasting is not wasted time
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Hello everyone! :wave:
Just a flying visit from me tonight to report that I managed to put off my food shop for another day, so yesterday was NSD number 18! Yee haw!
((Hugs)) to those feeling tired, and also to Tixy - please don't go!
Good night everyone and don't let the bed bugs bite!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
hi sorry i havent been on for a while i looked at my diary and so far i have had 9/15 no spend days:j0
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Nargleblast wrote: »Spoon - we haven't had a gang night out for a while, what shall we organise? Suppose it will have to be the end of the month - any ideas, anyone?
St David's Day, 1st March? Do we have any Welsh folks here to guide us? Quite fancy getting my daffodil outfiit on and brandishing a few leeks!;)
you will always be rich enough to be generous.0 -
Morning all!
Just a quick hello :hello: this morning. Im off into work early as Ive loads to do. Got interrupted by the desk move yesterday and now I'm behind:mad:
Got#12 yesterday so getting there - it's been a struggle this month!
Will pop back later
Have a lovely day everyone:)
you will always be rich enough to be generous.0 -
Early declaration today NSD 12 getting close now. come on 3 more hopefully i can mange these wed, thur, fri. Saturday will be a spendy day as i am taking DD1 to disney on ice with my free tickets and taking her there is going to be a big spendy as she wants wants wants.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0
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