How the baby boomers have stuffed the younger generation

Percy1983

Londonsu wrote: »

Percy1983 wrote: »

AT what point have boomers paid for any of my education? the apprenticeship wasn't easy to get, there was over 150 applicants and 2 places.


Through the tax system of course

I will pose the same argument I do to people who say 'I have no children so why am I paying?'

Yes while I was at school boomers were paying tax so on that front maybe they where.

Or you can see it how I see it, my tax isn't to pay for current children but to pay back for my education, with that idea we all get an education and we all pay some tax so all is equal.

Either way after leaving school I have funded myself (or found companies to pay the bill for me).

Bangkok-Dave

I know the answer.

Logans Run.

Carosel.

markharding557

Linton wrote:

Skills and qualifications are now just an entry to the world of work, not a first class ticket.

In other words the young have to do much more just to get a basic home and standard of living and shows that education has been devalued.
Soon they will have to take up to £30,000 of student lean debt just to get a basic job which may not pay enough any way and then people wonder why they complain.
They are being shafted on a monumental scale.

Damaged

markharding557 wrote: »

Linton wrote:
In other words the young have to do much more just to get a basic home and standard of living and shows that education has been devalued.
Soon they will have to take up to £30,000 of student lean debt just to get a basic job which may not pay enough any way and then people wonder why they complain.
They are being shafted on a monumental scale.

Education has been devalued, but only to an extent that a high number of people are more knowledgable across a range of subjects.
You can thank the internet for that, research and fact finding are now much easier in this day an age.

MRSTITTLEMOUSE

markharding557 wrote: »

Linton wrote:
In other words the young have to do much more just to get a basic home and standard of living and shows that education has been devalued.
Soon they will have to take up to £30,000 of student lean debt just to get a basic job which may not pay enough any way and then people wonder why they complain.
They are being shafted on a monumental scale.

You feel shafted probably just like every other fed up "younger generation" throughout time has felt.
I do wish young people would stop feeling sorry for themselves.
When you get asked to make the ultimate sacrifice like the youngsters of the two world wars did,then you have a right to complain.
Until then stop moaning and feel grateful for what you've got and start doing what we all did when we were young and hard up with nothing,start making a life for yourself.
Anyway,what is this obsession with buying a house.
We did'nt buy a house until we were in our late 30s,we rented and that was all that mattered having a place to live and call home.
Paying rent is'nt wasted money,your'e simply paying for something you need,just like you pay for everything else.
It's only the UK people feel like this about home ownership in Europe people rent and don't feel hard done by.
Just be grateful your'e not homeless,then you might have something to feel bad about.

ukcarper

I think you will find that in the 70s and early 80s the house price to earnings ratio was higher than in the 90s. If you consider most babyboomers would have bought their first property in the 70s or 80s they have not benefited as much as the generation that first bought in the 90s

WHITEVANMAN

@Percy1983

Firstly, earlier, were you suggesting there were only 2 apprenticeships available nationally or just that there were 2 available at the place you got?
And how many companies did you apply to?
I mean obviously you did well to get a position, but do you belive the other 148 applicants didnt attempt to go on and get there apprenticeships elsewhere and if and when they did they didnt feel just as happy as you with their selection, personally justifying their 'hard work'.

Percy1983 wrote: »

I will pose the same argument I do to people who say 'I have no children so why am I paying?'

Yes while I was at school boomers were paying tax so on that front maybe they where.

Or you can see it how I see it, my tax isn't to pay for current children but to pay back for my education, with that idea we all get an education and we all pay some tax so all is equal.

Either way after leaving school I have funded myself (or found companies to pay the bill for me).

Secondly for someone who studied accounts, your understanding of tax, leaves a lot to be desired, but I am not at all suprised that your opinion would be that way, for someone who considers himself as he does.

Tax is to pay for the society we all live in, your share bares no relevance to your take, it affords us all the opportunity to live in a society that can fulfill as many of our needs and opportunites as possible.

You should always find ways to get funded privately if you can, or fund yourself where possible, it makes the tax burden less for all.

markharding557 wrote: »

Linton wrote:
In other words the young have to do much more just to get a basic home and standard of living and shows that education has been devalued.
Soon they will have to take up to £30,000 of student lean debt just to get a basic job which may not pay enough any way and then people wonder why they complain.
They are being shafted on a monumental scale.

When student loans go up to £30000 max for the most expensive courses you wont pay anything on the income below £21000 no matter what you earn, are you telling me that would not be enough to get a basic home to start?
Not far from me you can get a reasonable sized 2 bed flat for around £40000 and 3 bed houses for £65000+ all good starts, not the best areas but a start non the less, as you build your career and earnings you can move on to bigger and better.
All within easy reach of a thriving major city centre with a good supply and diverse range of job opportunities and business enviroments.

Percy1983

WHITEVANMAN wrote: »

@Percy1983

Firstly, earlier, were you suggesting there were only 2 apprenticeships available nationally or just that there were 2 available at the place you got?
And how many companies did you apply to?
I mean obviously you did well to get a position, but do you belive the other 148 applicants didnt attempt to go on and get there apprenticeships elsewhere and if and when they did they didnt feel just as happy as you with their selection, personally justifying their 'hard work'.




Secondly for someone who studied accounts, your understanding of tax, leaves a lot to be desired, but I am not at all suprised that your opinion would be that way, for someone who considers himself as he does.

Tax is to pay for the society we all live in, your share bares no relevance to your take, it affords us all the opportunity to live in a society that can fulfill as many of our needs and opportunites as possible.

You should always find ways to get funded privately if you can, or fund yourself where possible, it makes the tax burden less for all.



When student loans go up to £30000 max for the most expensive courses you wont pay anything on the income below £21000 no matter what you earn, are you telling me that would not be enough to get a basic home to start?
Not far from me you can get a reasonable sized 2 bed flat for around £40000 and 3 bed houses for £65000+ all good starts, not the best areas but a start non the less, as you build your career and earnings you can move on to bigger and better.
All within easy reach of a thriving major city centre with a good supply and diverse range of job opportunities and business enviroments.

In my case I found 2 places across 5 training providers, as it is the 2 places where with 1 provider so I only know the approx number of applications they had there, as it is we had a short interview and quite a few tests and I got the call from them before I got home as I stood out so much. By all means I wish the best of luck to the other applicants, I am sure if others really wanted to do the same they will have stuck at it and got there.

You are getting an accountant and economist mixed up, I have had no training on where tax goes and how it works, just how to calculate and pay it. By all means my point is with the early years of our education we all get one and we all pay tax later so the point in null and void in my opinion, everything past my compulsory education has been funded by me.

To a point you have just confirmed what I am saying, you need to get qualified and probably get into debt to get a starter home, the boomers just had to get any old job and it was possible. Yes I can see this is because more people get more qualifications but that doesn’t mean it isn’t hard work to get them. Where as before you could get a starter home as you started and get bigger as your career progressed, now your career has to progress just to get the starter home.

Maybe the bigger problem is I would never regard rented accommodation as my home as I would never feel secure, knowing the LL could kick me out quite quickly just because they feel like it isn’t something I would ever want to face, I wouldn’t be as against renting if I would have more rights if I did.

It maybe wise to admit my complaint isn’t that I can’t afford a home as I clearly can, my complaint is the opinion that all us youngsters have it easy.

markharding557

MRSLITTLEMOUSE wrote:

You feel shafted probably just like every other fed up "younger generation" throughout time has felt.
I do wish young people would stop feeling sorry for themselves.

I am not one of the younger generation,i'm in between.
I have a daughter who is on the threshhold of adulthood and it is for her that i worry
So many like you could not care less about the younger generation or their futures but then you are the people who elected thatcher three times when i was in my teens so it's to be expected.

MRSTITTLEMOUSE

[QUOTE=Percy1983;

It maybe wise to admit my complaint isn’t that I can’t afford a home as I clearly can, my complaint is the opinion that all us youngsters have it easy.[/QUOTE]

Every one knows that all youngsters don't have it easy but then starting out never is.
As for youngsters needing to be qualified as opposed to the boomers just getting any old job to get to the same goal.
You can hardly blame the boomers for that,its just the way of the world these days and the way the job market has evolved.
Nowadays the majority have degrees so it stands to reason you'd need qualifications to compete for even a mediocre job.
When I left school very few had degrees so they were'nt asked for or needed.
You just started at the bottom and gained experience to work your way up.