Can I transfer my wife's ISA into mine?

ReportInvestor

It would make good fun in any divorce settlement.

"Honestly, m'lud, we both knew that it was always my money. It was only a little joint conspiracy to defraud the Revenue ."

dunstonh

Dave_P161 wrote:

I am interested in this. Could you give a pointer to where I could investigate this area further or an example of the type of investment you are suggesting.
TIA

corporate bonds, other bonds, global bonds, gilts, commericial property to name a few.

Some ISAs also have limited guarantees which can be useful to certain individuals. Such as those in retirement that see the money remaining there until death, may find a death guarantee useful (pays out minimum of value or amount invested whichever higher). This can allow stockmarket based investments without any capital risk if you fit that scenario and pick a suitable ISA provider.

ReportInvestor

It may be wise to wait to the top of the interest rate cycle (whenever that is ) before investing in some of these alternatives. There is talk of a further rate rise around February 2007.

Is dh suggesting a Guaranteed Equity Bond type investment in his last post?

If not, could he elaborate further on the type of policy he has in mind?

dunstonh

Is dh suggesting a Guaranteed Equity Bond type investment in his last post?

Goodness no. I wouldnt suggest one of those. However, you can get normal fund supermarket equity ISAs with usual full fund availability but with a guarantee of return of capital on death. Ideal for the older individual who sees that money remaining there until death.