A plan so cunning you could brush your teeth with it :)

ZTD

boredofbeingathome wrote: »

She is very well EH and is job hunting to build up monies for when she goes back to Uni:D She didn't have enough carbohydrate at dinner time, so got a bit low on the blood sugar..either that or she got excited at the prospect of shopping:eek::rotfl::rotfl:

Or horrified...

macgirl

Good to see you back Bob and love the new theme tune! :rotfl:

Did you say you were doing the London Marathon? Can't remember, but *do* remember you saying you fancied the GNR, so hope you've applied

Double_Trouble

How did I manage to miss this when I have been tapping my fingers waiting

Still I am here now - ummmmm perhaps you were trying to hide from me sorry it didn't work :rotfl:

Yeah to being personally debt free in June :T

Mr. Bob will have to behave if he wants your help

DTxx

Lula-Hula

boredofbeingathome wrote: »

Because you now have a social life:T:rotfl::rotfl:

What's that then :huh:

Some new-fangled, modern-day type of thing that occurs when Debt Free perhaps, might need to get me one of those this year

boredofbeingathome

macgirl wrote: »

Good to see you back Bob and love the new theme tune! :rotfl:

Did you say you were doing the London Marathon? Can't remember, but *do* remember you saying you fancied the GNR, so hope you've applied

Aye, i applied and was rejected- i had an offer via the Juvenile diabetes trust- which would mean a lot of fundraising..and i felt i couldn't do it. Simply because i fell ill with a cold- which didn't leave me and turned flu like. It just kept going on for weeks. So what little training i had done, really wasn't enough. I will get there, just missed the date of application for GNR...but i am doing an 8 mile walk across Morecambe Bay as a charity start and so is Mr.B. The goals are there, just on a smaller scale..:D:rotfl::rotfl:
I do fancy it- and am motivated to keep on building up until i have the confidence to apply again.

boredofbeingathome

Double_Trouble wrote: »

How did I manage to miss this when I have been tapping my fingers waiting

Still I am here now - ummmmm perhaps you were trying to hide from me sorry it didn't work :rotfl:

Yeah to being personally debt free in June :T

Mr. Bob will have to behave if he wants your help

DTxx

:rotfl::rotfl: No i don't hide, i cunningly sneak on every now and then:D:rotfl:

Nice to see you too

boredofbeingathome

Hmph- well i thought something was amiss- Not with Mr.B..but with Santander. One card i BT'd to is now on a fixed rate, as i refused the rate jack and i have been overpaying all year. Then i find that suddenly the minimum payment has gone up- well that was fine, because it was within my overpayment budget and the rate didn't move..then this month the min payment has gone up again- to 5%:mad::mad::mad::mad: Now when i rang them up, i was fobbed off. A little research on the forums, has shown it has happened to a couple of other folk.
My thoughts on this- while i can cover the hike- fine, as the card will be off sooner than i thought.

Other thoughts- Well i wasn't informed of min rate rise:mad:
What if i can't cover it?:o
And well in principle i am against all of these kind of sneaky tactics.
It is almost a global conspiracy to drive everyone over the edge, petrol and everything else just going up and up and up.
So a letter is going off to them, as foreign call centres are a waste of time and i get no sense when asking.
I am pointing out their breach of Terms and Conditions by raising rate without informing me.
The card is being paid of ASAP- but it is still darned annoying.
Oh and for good measure i may close down my Santander current account.:cool::rotfl:

End of rant.

ZTD

boredofbeingathome wrote: »

Other thoughts- Well i wasn't informed of min rate rise:mad:
What if i can't cover it?:o
And well in principle i am against all of these kind of sneaky tactics.
It is almost a global conspiracy to drive everyone over the edge,

Well actually there is, but it's not actually aimed at you, you're just "collateral damage". Bet you didn't expect that answer...

boredofbeingathome wrote: »

petrol and everything else just going up and up and up.

It is only the start.

boredofbeingathome wrote: »

So a letter is going off to them, as foreign call centres are a waste of time and i get no sense when asking.
I am pointing out their breach of Terms and Conditions by raising rate without informing me.
The card is being paid of ASAP- but it is still darned annoying.
Oh and for good measure i may close down my Santander current account.:cool::rotfl:

That's what they'll be bothered about. Moaning doesn't affect them, but losing customers does. Until the BoE/ECB bails them out of course.

boredofbeingathome wrote: »

End of rant.

Demand compensation - they're paying enough of it out as it is...

ZTD

Lula-Hula wrote: »

What's that then :huh:

Some new-fangled, modern-day type of thing that occurs when Debt Free perhaps, might need to get me one of those this year

It's what happens when inadequately MSE'd...

boredofbeingathome

ZTD wrote: »

Well actually there is, but it's not actually aimed at you, you're just "collateral damage". Bet you didn't expect that answer...
I always expect the unexpected with you Z


It is only the start. True



That's what they'll be bothered about. Moaning doesn't affect them, but losing customers does. Until the BoE/ECB bails them out of course.


Aye
Demand compensation - they're paying enough of it out as it is...They will for sure

I nearly choked today as i received a phone call- saying i had missed a payment..I thought not bloomin likely:D I got through to customer service who confirmed i had not:cool::cool::cool:Not only had i overpaid but also paid early:cool::cool::cool: And from my Santander current account. Talk about incompetent bunch of twits.
They apologized about the phone calls. However i have written and demanded the cost of the phone call back, and a written letter of apology for disturbing me.

I think it must be That Monday feeling:cool::rotfl::rotfl: