e-credit plus

darren2301

e-credit plus cards are a scam thay promise you instant £1000 credit then wen you get your card eventually you can only use it in there catalogue,,, where the price items are sky high and you still have to pay half the sum of your order up front before you get any goods.. not only that i never even applied to them for this card yet some how thay got hold of my details and took £39.95 from my bank account without me giving any kind of permission. BEWARE...

ryanm198

How can a company just take £39.95 from you without you submitting some level of your details to them??

[Deleted User]

sorry but you must have given them details for them to take 39.99 if you didnt they have stolen from you and you should talk to your card provider

telboyo

Happens to me all the time- especially late at night something happens to my computer and it buys things from ebay. At the same time people sneak into my house and drink all my beer.

CHR15

Crikey Darren, your post leaves me bewildered.

How did this company promise you anything if you have never had dealings with them?
I think you are in for some more scams in the future.

Fruit_and_Nut_Case

Welcome to MSE, darren2301.

Lots of threads already about this...

https://forums.moneysavingexpert.com/discussion/1820351
http://forum.moneysavingexpert.com/showthread.php?t=2359321
https://forums.moneysavingexpert.com/discussion/1982093

Happy reading.

Hax

darren2301 wrote: »

e-credit plus cards are a scam thay promise you instant £1000 credit then wen you get your card eventually you can only use it in there catalogue,,, where the price items are sky high and you still have to pay half the sum of your order up front before you get any goods.. not only that i never even applied to them for this card yet some how thay got hold of my details and took £39.95 from my bank account without me giving any kind of permission. BEWARE...

So, let me get this right...

First, you start your rant saying about how this company promised you £1000 credit and then when you got your card you couldn't use it anywhere other than their catalogue.

Next, you're claiming that you never even applied.

You need to get your story straight.

Sounds to me more like you applied - without bothering to read what it was you were applying for or what was involved in the application. It turned out to not be what you expected. Plus, you got charged a membership fee which was probably documented in the terms and conditions you didn't read.

Because of all this, you are now "miffed" and instead of taking responsibility for your actions (or inactions!) you are looking for someone blame.

Get over it and look on it as a lesson learnt and next time, don't blindly rush in and hand over your account details without understanding *why* you are handing them over.

Enfieldian

So after f**king up your credit worthiness everywhere else and maxing out your existing cards you saw an advert on Facebook and thought "That's the very fella for me....."

You seriously thought that you were going to get a proper credit card with a £1,000 limit with no questions asked?

KingElvis

Must look into getting meyself one of these cards, it sounds like a cracking deal.

telboyo

From the T&C for easy credit:

2. DISCLAIMERS: E-Credit Plus™ is not a credit services organisation, financial or banking institution. My Account is a line of credit that can be used by an Accountholder to shop exclusively at the E-Credit Plus™ Shopping Club Web site. This is not a credit repair service.

buddy2010

i have been scamed by this company and i rang my bank to stop all charges and refund money.
simple really was put through to fraud department and refund will be back into my account within 24hrs:T