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Inspiring indeed I only been a DFW for a month and I really didn't think there would be a light at the end of the tunnel but now I'm sure there will be. Your point about putting wage rise straight into debt really grabbed me as I've got a small wage rise from this month (and another slightly bifgger one again in August) and I'm going to add that extra to my Egg CC dd. It'll only be a few pounds but until I read this thread I was thinking it wouldn't really make any difference but every little helps. Thanks!
LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
Credit Card £2500.00 & Next £45.00
Savings = £81.21 & Help To Buy ISA = £4700.00
Inspiring indeed I only been a DFW for a month and I really didn't think there would be a light at the end of the tunnel but now I'm sure there will be. Your point about putting wage rise straight into debt really grabbed me as I've got a small wage rise from this month (and another slightly bifgger one again in August) and I'm going to add that extra to my Egg CC dd. It'll only be a few pounds but until I read this thread I was thinking it wouldn't really make any difference but every little helps. Thanks!
Yea, exactly, you managed before the wage-rise so you sure don't need the extra money and you're exactly right, every bit helps! :cool:
I imagine bugs and girls have a dim suspicion that nature played a cruel trick on them, but they lack the intelligence to really comprehend the magnitude of it. -- Calvin & Hobbes :rotfl: