death and credit cards

traceylove

if a person dies does the c card debt get written off? does anyone have to inform the c card company? would they want proof? what if that person left no assests of will and was divorced and living in rented? would it be written off?

opinions4u

traceylove wrote: »

if a person dies does the c card debt get written off?

Not if the estate has assets to pay the debt.

does anyone have to inform the c card company?

Yes. Typically the executors.

would they want proof?

A death certificate. Some card issuers may freeze interest once provided, although this isn't guaranteed.

what if that person left no assests of will and was divorced and living in rented? would it be written off?

If there are no other assets in the estate to clear the debt the card company would have no choice but to write it off. Posting them the death certificate with a letter stating there are no assets would be a starting point.