self-employed wot benefits/smi

rene2b

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no-oneknowsme

Is there no way that your friends husband could increase his working hours ?

Even if he managed to work one more hour then the family may qualify for working tax credits and child tax credits.

To be eligible to claim tax credits he must work a minimum of 16 hours per week.

Do you think this may be possible ?

welshmoneylover

rene2b wrote: »

asking for a friend
she doesnt work as little ones but her husband does but his self-employed working 15hrs
they have a 96000 mortage and are really stuggling
the question is..can they get income support?and get help with there mortage?
any help would be great
thanks

Can he not pull his finger out and work at least 30 hours a week?

no-oneknowsme

welshmoneylover wrote: »

Can he not pull his finger out and work at least 30 hours a week?

Maybe finding another 15 hours per week isnt possible at the minute for one reason or another , i did however suggest finding even one more hour as then they would qualify for tax credits . One hour shouldnt be that hard to find.

rene2b

welshmoneylover wrote: »

Can he not pull his finger out and work at least 30 hours a week?

get a life is all i have to say to you

rene2b

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AsknAnswer2

Unless one of them is on parental or paternity leave, a carer or a refugee learning English they wouldn't fulfill the criteria for Income Support.

He could claim JSA, but not if he is self employed and not actively available for and seeking employment.

SMI cannot be claimed until a person has satisfied the eligibility for income based benefit for at least 13 weeks.

no-oneknowsme

OP - you say the Husband works 40 hours normally , but business has died down . This is totally understandable.

He already has 15 hours so my advice would be to pull that extra hour up from some where every week !!

Tell him to spend an extra hour doing his accounts or anything related to his business in any way.

When he has the required 16 hours the family can then apply for tax credits which should help them through this quiet period.

Good luck , i hope they get sorted .

rene2b

AsknAnswer2 wrote: »

Unless one of them is on parental or paternity leave, a carer or a refugee learning English they wouldn't fulfill the criteria for Income Support.

He could claim JSA, but not if he is self employed and not actively available for and seeking employment.

SMI cannot be claimed until a person has satisfied the eligibility for income based benefit for at least 13 weeks.

ok im sorry but if a refugee comes to england and get a house THEY will get help paying for there mortage???
thats a joke :mad:

Oldernotwiser

rene2b wrote: »

ok im sorry but if a refugee comes to england and get a house THEY will get help paying for there mortage???
thats a joke :mad:

OK. That's any sympathy for your situation just gone down the drain!

no-oneknowsme

rene2b wrote: »

ok im sorry but if a refugee comes to england and get a house THEY will get help paying for there mortage???
thats a joke :mad:

Op , it seems to me from your posts that your "friend" doesnt actually want to increase their hours in order to get tax credits ?

It appears that your "friend" doesnt actually want to work to earn extra money ?

It looks like your "friend" wants to work as little hours as they possibly can whilst the government helps them pay for their mortgage !!!!

It doesnt work this way though !

Oldernotwiser is spot on in what she said.....i had sympathy for your situation . I offered you sound advice on what you could do but then you have to go and bring "refugees" into the conversation....

Your on your own now because im out !