Speeding Fine HELP!

lp999

My mum changed her name by deed poll about 14 months ago. She changed the details on her driving license but forgot to update her vehicle registration, so the car has been registered in the wrong name for over a year.

She has just got a speeding fine for doing 36 mph in a 30 mph. But the fine is in her old name.

Whats the best thing to do? She has to declare the driver by 4th Feb, and it would take longer than that to update the registration. But either way they cant endorse her license in a different name.

The only thing I can think of is to nominate her new name as the driver, but would this work?

Many thanks

Rossy.

lp999 wrote: »

My mum changed her name by deed poll about 14 months ago. She changed the details on her driving license but forgot to update her vehicle registration, so the car has been registered in the wrong name for over a year.

She has just got a speeding fine for doing 36 mph in a 30 mph. But the fine is in her old name.

Whats the best thing to do? She has to declare the driver by 4th Feb, and it would take longer than that to update the registration. But either way they cant endorse her license in a different name.

The only thing I can think of is to nominate her new name as the driver, but would this work?

Many thanks

Not a clue

she could however be called Mary Poppins tbh. She's still liable for the fine as she was driving so cough up and send off the license for some of Brucies "points make prizes"

Gene_Hunt_2

Send the NIP back naming herself as the driver in her new name.

peter_the_piper

Go to the speeding section on pepipoo.com, they have people on there who are experienced in this.

forgotmyname

lp999 wrote: »

But either way they cant endorse her license in a different name.

Why not?

If that was the case then any company car driver would also be exempt. Just because the car was registered in a different name does not mean they cannot add points.

Send it back with the correct details as printed on the licence.

Other problem maybe insurance, When you take a policy you usually agree the car is registered and owned by you. If you changed your name and failed to update the records it could be a loophole for them to not pay out.

ryanm198

+1 Thats true.

I think although im not sure that if you change address and dont notify the DVLA you technically dont have a license the same applies to names. You are qualified to drive meaning you dont have to do another test, just need to re-apply for your licence with the correct new details. Which obviously will affect insurance claims if one occured.

forgotmyname

I think your making an issue or excuses. Licence has been updated you said so that all OK.

The only issue is proving to the insurance you are the registered owner/keeper as the name no longer matches.

I presume you updated the name with the insurance?

They dont care whose name is on the speeding ticket their only concern "YOU PAY", Well maybe not their
only concern but im sure its the main one.

If you failed to notify the insurance then pray they dont check the insurance as it would comeback she was not
insured for that vehicle.

Ian_W

Other problem maybe insurance, When you take a policy you usually agree the car is registered and owned by you. If you changed your name and failed to update the records it could be a loophole for them to not pay out.

The car is still owned by her and she is still the registered keeper, albeit under a different legal name, she's still the same person. I'm sure it happens all the time, eg when a women assumes her husbands name upon marriage but there is a time lag between that happening and notifying different authorities and companies.
As there is no alteration to the risk the insurers are taking I can't see any grounds for an insurer to decline payment of a claim. Sure there would be questions to answer but a copy of the deed pole would swiftly clear up the query.
Agree she needs to inform the insurers, but it's neither a drama or a crisis!

forgotmyname

Depends on the insurance company. Any minor detail is enough to not pay out in their eyes.

I was reading a while back guy had a modified car and fully insured listing every minute detail. Car had an engine
fire. Insurers refused to payout at 1st stating because it had been modified even though that had nothing to do with
the actual fire.
They also found message boards he posted on and said he raced the car. He did a couple of drag runs at a club meet.
But again the claim had no relation to that.

Shame you only find out how good they are when its too late.

lp999

Sorry for any confusion. The thing im worried about is, its illegal to not keep vehicle registration up to date. So when the police process the fine, will they realise the reg keeper and nominated driver are the same person (same first name, address etc) and pursue charges for not updating the reg after 14 months?

Lum

It's a largely automated system and so long as you don't rock the boat you will be fine. They only talk to the DVLA when the offence is first detected and rely on your word when nominating a new driver.

Send the NIP back saying that (new name) was the driver. Send the logbook to the DVLA to update the registered keeper details before you forget. This will avoid any possible future insurance excuses.

Within 28 days you should receive a new NIP addressed to the new name which you can just pay as normal.