Nationwide Loan PPI Help

monlou

I took out a loan with Nationwide in September 2006.
I was then made redundant in January 2009 up until this point the monthly payment was paid on time etc....

I tried to make a claim on the PPI in January of 2009 only to be told that I was unable to make a claim as my employer had put on the claim form that I voluntary resigned from the company. To cut a very long story short I ended up taking my former employer to an Employment Tribunal as I had several witnesses stating that he had intention of making me redundant. I was told by Norwich Union (the company that handles the insurance claims) that I had to wait until my case was settled at the tribunal. Last year July I was told that my employer wanted to settled out of court as a result I only received £500 which was an absolute insult but I had no other choice but to accepted the settlement. I was then made to sign a form by solicitor stating that I must not reveal the settlement with any Third parties. My question is am I now allowed to make a claim based on this to the Nationwide or is this classed as a third party making me in breach of the settlement agreement? is it worth going to the Financial Ombudsman? not sure what steps to take now. I have been unemployed two years now and am currently on a dmp with payplan.

Thank you

di3004

Hi there

So sorry to hear of your issues here.
Maybe Dunstonh will be able to advise on this one for you and be along soon, good luck with this.;)

monlou

Many Thanks will hang around for this Dunstonh person:D

di3004 wrote: »

Hi there

So sorry to hear of your issues here.
Maybe Dunstonh will be able to advise on this one for you and be along soon, good luck with this.;)

di3004

monlou wrote: »

Many Thanks will hang around for this Dunstonh person:D

Your very welcome, and I hope this gets resolved very soon.;):)

monlou

Thanks

me too

what time is he/she normally online?

di3004 wrote: »

Your very welcome, and I hope this gets resolved very soon.;):)

di3004

monlou wrote: »

Thanks

me too

what time is he/she normally online?

Dunstonh is here almost every evening, and sure will be along soon........I hope, and is more up on these matters than myself.:D;)
Like myself really off and on but more on than off sort of thing lol x

Thank you Dunstonh when you come across this thread.

monlou

ok cool

I have been trying to get the CAB to help but there drop in sessions always seem to be full so i thought i would post on here with the experts

di3004 wrote: »

Dunstonh is here almost every evening, and sure will be along soon........I hope, and is more up on these matters than myself.:D;)
Like myself really off and on but more on than off sort of thing lol x

Thank you Dunstonh when you come across this thread.

di3004

monlou wrote: »

ok cool

I have been trying to get the CAB to help but there drop in sessions always seem to be full so i thought i would post on here with the experts

lol, well don't worry I have left a message on your behalf.;)

monlou

Great Thanks

di3004 wrote: »

lol, well don't worry I have left a message on your behalf.;)

dunstonh

I wasnt following this thread as I generally look out for MPPI rather than PPI. Di3004 messaged me and asked me to take a look.

However, I don't think I can be of much help. I'm not sure anyone here can. The only one that really can be of help is your solicitor. They will be able to tell you what the legal position is.

is it worth going to the Financial Ombudsman?

I cant see how personally as if you cant tell Aviva then you cant tell the FOS either. That said, not telling them the details of the settlement is not the same thing as getting confirmation that the redundancy was not voluntary. Although I wouldnt want to say. Hence why I think you need to ask your solicitor.

monlou

Thanks for the info
My solicitor wasn't really much help hense why i thought i would go to the CAB or post a message on here. do you think its worth going to the CAB?

dunstonh wrote: »

I wasnt following this thread as I generally look out for MPPI rather than PPI. Di3004 messaged me and asked me to take a look.

However, I don't think I can be of much help. I'm not sure anyone here can. The only one that really can be of help is your solicitor. They will be able to tell you what the legal position is.


I cant see how personally as if you cant tell Aviva then you cant tell the FOS either. That said, not telling them the details of the settlement is not the same thing as getting confirmation that the redundancy was not voluntary. Although I wouldnt want to say. Hence why I think you need to ask your solicitor.