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Peonie's journey to smart money management

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  • Peonie
    Peonie Posts: 1,471 Forumite
    Wow Lois, well done noticing that one. Signature has fully been updated. I'm looking forward to passing the 10k milestone.

    I've added a MFiT calculator to my spreadsheet. I'm officially in the yellow - i.e. slightly behind. I want to be in the green <stamps feet>
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Peonie wrote: »
    I've added a MFiT calculator to my spreadsheet. I'm officially in the yellow - i.e. slightly behind. I want to be in the green <stamps feet>
    Me too :(. But this is all part of the cunning plan, isn't it :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Peonie
    Peonie Posts: 1,471 Forumite
    You are right. And it's working! Is FB a psychologist who knows that, for me, it's not OK just to aim for the target but it MUST be reached?

    GG, I love your signature
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.
    It makes me smile whenever I read it and I like to remember it when I'm at work. If I had a quote book it would be in there.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Peonie wrote: »
    Wow Lois, well done noticing that one. Signature has fully been updated. I'm looking forward to passing the 10k milestone.

    I've added a MFiT calculator to my spreadsheet. I'm officially in the yellow - i.e. slightly behind. I want to be in the green <stamps feet>
    gallygirl wrote: »
    Me too :(. But this is all part of the cunning plan, isn't it :o.

    ohh a new bit to add to my spreadsheet:j.. don't mind if I do! :rotfl:
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Peonie
    Peonie Posts: 1,471 Forumite
    Hello,

    Shala, I really tried not to add an MFiT calculator but in the end the need to know what colour I was in was too great.

    Here's what's going on:
    • A small spend day today. £6.50 on food. Half of it was offer food and the other half 'sell by'.
    • Have not filled the car since December.
    • Mr P ran out of work but today had an enquiry about doing some over the next 2 weeks.
    • I've finally learned how to make rice so no need to buy a rice cooker! Result.
    • Had a left over curry with out of date naan bread - it was still yummy.
    • Met up with friends for a NS evening.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • moneycurious
    moneycurious Posts: 446 Forumite
    How are you Peonie?? xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi MC. I am cream crackered. 100km milestone reached and my leg muscles are in pain.

    I spent a lovely day with my mum. We looked around some shops and I bought some bits for the kitchen. I was the chauffeur and had to, partially, fill up. :( All while Mr P did some painting. :)

    And, Mr P has had some good work news. We had a celebration cuddle.

    Right, time for a brew.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • nattypants
    nattypants Posts: 2,577 Forumite
    Peonie, having a celebration cuddle is so cute:) well done to Mr P:T
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • moneycurious
    moneycurious Posts: 446 Forumite
    Ahh thats lovely
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Well done Mr P on his work achievement! :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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