never ending

sick_of_being_skint_2

i did a brief one but because i have only been doing temping job recently its difficult to say what my incomings are!
i start a new job monday (perm) so hopefully i'll be better then

james, its to pay a relative back. its a close relative i made a promise to and i have let them down so thats another family member i have lost xx

southernscouser

Well if you know what your income is gonna be then post a new one. See this site to work out your net pay.

How many do you need to buy for for Xmas? Keep and eye out for vouchers/discount codes and freebies on the appropriate boards. You might be able to pick one or two bits up for cheap/nothing.

james32_uk

SOBS, deperate measures and all that but if you have a cheque book and guarentee card you can always go to one of those Money Shops and cash £200 worth fo cheques for 30 days. It will cost you a good £20 in interest though. Or have you got anything to pawn???

sick_of_being_skint_2

thanks SS will have a look now ;-)

Xmas presents are just for my mum and broher xx

i'm a northern scouser BTW

sick_of_being_skint_2

i dont have a cheque or debit card, tried that one!
nothing to pawn unfortuntely! i have nothing of value xx

southernscouser

sick_of_being_skint wrote:

thanks SS will have a look now ;-)

Xmas presents are just for my mum and broher xx

i'm a northern scouser BTW

I'm not really a scouser at all! :rotfl:

Liverpool supporting southern softie!

elantan

hey sobs just wanted to send you a hug but dont know how to ...good luck

sick_of_being_skint_2

ok, new SOA:

New job wages after tax: 996.67

Unpaid Council tax: £480
Credit card Morgan Stanley: £1500 two months in areas
Store card: £400 (already at debt collectors) hasnt been paid since Jan
Loan MBNA: £2800 (at debt collectors, too) hasnt been paid since April but paid them £94 two weeks ago
Mum: £5000am meant to be payign £270 per month - not paid since April, mum hasnt/wont speak to me
Best friend: £500 - is very understanding but wants it back
Old job: £800 - haven told them my new address
NTL - £80


Now, my outgoings - my rent is £380 pm. the only oter direct debits I have are £12 pet insurance and minimm payment to MS -£50 ish a month

southernscouser

OK what about utilities, food, travel, mobile, internet?

I suppose it's difficult until you get your first pay packet! :think:

Have you got enough to cover your bare essentials until you are paid?

sick_of_being_skint_2

ooh and £16 contents insurance

mobile: £30 per month (PAYG free texts!)
Internet is part of package with NTL so its £30 a month (plus the £80 above)
Utilities are very cheap so i manage with them
Food and shoppign is about £12 per week (Sainsburys own is v v v cheap!_
travel is about £30 to work in my new job (I'm hoping I can car share with someone though)

i will get paid end of Nove and nope, wont have enough to cover me xxx