Fri 7th Jan - What small DFW things will you do today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning....it's Friiidaaaaaaaaaay:beer:
I have only worked one day this week so far so I feel a bit naughty cheering for the weekend already;)
Must be quick as only got up at 7, so got wet hair and no make up and I need to go in an hour:eek:
Here's my list:

• check banking
• check onepoll
• packed lunch for dd2
• free cuppas at work
• meal from plan tonight - chicken curry
• take meat out of freezer for dinner to defrost
• NSD?? Hopefully
• rest tonight - tv and sofa:T
• ring hospital again as they kindly didn't reply to my answerphone message:mad:

That's all I can think of - have a great day:j

La_escocesa

Hi everyone :wave:

Thanks Milly for starting the thread

I need to get myself outta here pronto too...

So:

• brekkie at home
• find something for lunch
• cuppa in work (no time here anyway!)
• change in the pot
• update spending diary with any spends
• put some cash in the bank
• think of something to do at lunch - don't really want to go to the pub but then think it'll just be for 1 and only £2...
• transfer to VSP :T
• think about cc transfer offer - 4.9% until July with 3.9% fee or keep on 15.9% and no fee
• more thank you cards
• quiet night in hopefully

TFI Friday folks!!

OrangeFairy

Morning all!! Finally got on before work. Made sure i made time for breakfast this morning - while dieting i struggle in the mornings with snacking if i don't have chance for breakie! mmm weetabix and a cup of tea

Today

Finish work at 3 instead of 7 - OH's grampy in hospital still so can't expect MIL to have the kids after school
Lunch from stores - crackerbread and philly
Housework
Continue on wedding list
Email photographers
Check banking write up spending
Maybe start 1000 pieve puzzle
NSD

Just a short list from me - yesterday i hardly got any of my list done!
Wasn't an NSD yesterday as i took the girls to swimming and remember i needed to buy a pair of goggles. They used to have lessons at different times so shared DD1's pair after DD2 lost hers. I forgot DD2 had movd up a group so they were swimming at the same time.

I was pleased though as they were only £6 which i was expecting a lot higher buying them at the pool!
Have a great day all x

stitching_witch

Good morning everyone, and thanks to milly for starting the thread.

I'm feeling kinda smug this morning. DH fought with the internet all day yesterday and couldn't get it to work. He decided, in his ultimate wisdom, that all the teenagers in the village were downloading games and it would be fine in a few days. Ha! I pulled the power cable out of the router, plugged it back in and voila - we have internet!! :rotfl:
I'm sorry, I can't live without you people for a whole evening

So far today I have:

• run WM overnight on Economy 7
• checked banking
• checked for surveys
• filled in my 'self-sufficiency' diary with the number of eggs this week

I will also:

• feed and water the chookies
• take most of my lunch to work - just have to buy two rolls
• charge mobile at work
• knit at lunchtime to avoid shops
• phone HMRC to find out where the £18 they owe me has got to - third time of asking! :mad:
• collect DGS on way home saving an extra trip tomorrow
• check how I'm doing on my monthly goals and my 101 things list - must catch up with my followers as they started after me and have crossed off far more!
• try to get through the day with no tears

I think that's enough for a Friday. I'm sooooo looking forward to two days off, even though I only went back on Wednesday. I hate my job so much I did have tears of frustration yesterday :(

Erme

Is it me or is it like freezing? Not going on the stop smoking thread cos I don't think I quite fit their criteria right now (cos am using e-cig) and have too many bad memories of 'not quite fitting in' on another thread last year to warrant pursuing it. I guess everyone is different and they're probably lovely ppls but I just don't want to get my fingers burnt again...

So another easy day - not least cos of hardly any sleep last night (think it was the not 1 but 2 coffees at 3am :eek:) but anyhow we'll see what I get done. Lost one of my e-cig chargers at 5am so tidied up the cables by the sofa trying to find it (eventually found it :j) and discovered a whole wee pile of spilt tobacco and other nasties which must be hoovered today...

Will post my agendas later. I don't think I had one really yesterday. Yesterday was a little crazy and I got very down in the evening but right now I'm okay cos am looking forward to making my t-shirt bags tomorrow and like going to hunt out spare fabric and sewing books for teaching myself how to make french corners

E

butler1882

Morning all,

Off work today - got a stress fracture in my foot (whatever one of them is?).

Anyway today I plan not to spend a penny.

Going to friends tonight to get rather tipsy but have a load of beer still in from christmas and gonna raid my mams freezer for food.
Going to check onepoll
Check emails
drink lots of brews
watch a few films
and generally be a bum.

Happy weekend!!

NAEFAGS

Good morning Everyone

Well i managed to get on before bed time lol

been a busy morning

ive done
2 x washing on
tumble dryer on :eek:
ironing done
checked banking

todo
meals from stores
hoover upstairs
clean bathroom
collect mum
small shop
babysit
fingers crossed chill out by 8pm with DH ( that would be nice)xx

have a great day hope the snow keeps away

xx

complimentschemistry

Morning lovelies! Happy Friday! I'm feeling really ill today, generally under the weather so gonna have a weekend of rest and hopefully feel better by Monday.

Things I've done today or am planning to do:-

• Open account with Barclays
• NSD (first one of the month! )
• Phone up my breakdown cover to get a free drop off to my local garage... car is hopefully going to be fixed tomorrow
• Lunch & dinner from stores
• Pennies in a sealed pot
• Check for update with DMP who were supposed to call me back last night :mad:

Happy moneysaving! x

Miss_Piggy_2

butler1882 wrote: »

Off work today - got a stress fracture in my foot (whatever one of them is?).
!!

Its one of those things on the end of your legs!:D;)

Miss_Piggy_2

Good morning all

Butler 1882 - Sorry, couldn't resist it!;)

Stitching witch - you have my commiserations over your job - sometimes I want to just tell my bosses to stick it where the sun doesn't shine. Unfortunately, rent has to be paid etc ((hugs))

Yes, TFI Friday! Been a bit of a week, one way or another. But am actually quite proud of my MSE efforts this week. Even getting OH into the swing of it!

Anyway, todays efforts:

* Check on-line banking
* NSD (fingers crossed)
* Charge mobile at work
* One lot of washing at 30'c
* Airer drying if poss (may have to go in tumble for short blast if I run out of space though)
* Do any one-poll surveys that come through
* Packed lunch for all the family today
* Storecupboard dinner
* Sort food cupboard out tonight
* Chase paypal for removal of restriction of access to account - I've provided everything they want but they are still not removing restrictions:mad:

Have good fridays all

Miss P
xx

happycrafter_2

morning all was starting to feel better but cough has returned twice as bad so didn't get any knitting or cross stitch done last night =(
OH wanted to phone the walk in centre about me coughing but there is not a lot they can do.

anyway list thats been done/in process/or will be done tonight

- fed chooks, cat and dog 1 egg today
- create a different email address
- sign up for surveys, cash back sites and daily click sites
- write up meal plans on laptop and use pivot table to change in to shopping list.
- stir fry turkey and egg fried rice for tea tonight
- try to cross stitch or knit
- go through my stack of cross stitch magazines for patterns for cards