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Struggling with car insurance....

Kilty_2
Kilty_2 Posts: 5,818 Forumite
edited 6 January 2011 at 11:31PM in Insurance & life assurance
I can only find one sensible quote for car insurance (Admiral, £1020) - and I know they're not exactly the best.

I'm 20, have 1 fault claim and 1 unresolved claim, 0 NCB as a result of the open claim and drive a group 11 (on the 20 group system) car. I live in a low risk postcode area and drive less than 8k miles a year.

Does anyone know of anywhere I can turn to that will give me anything similar to Admiral's price with perhaps a little better cover? Any other quote I've had has started at £3200.
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Comments

  • N3WLIFE
    N3WLIFE Posts: 135 Forumite
    Tesco always ends up being the cheapest for me.................
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    Nothing wrong with insurance from Admiral. I have all 3 of my cars insured with Admiral companies and have done for years
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • Kilty wrote: »
    I can only find one sensible quote for car insurance (Admiral, £1020) - and I know they're not exactly the best.

    I'm 20, have 1 fault claim and 1 unresolved claim, 0 NCB as a result of the open claim and drive a group 11 (on the 20 group system) car. I live in a low risk postcode area and drive less than 8k miles a year.

    Does anyone know of anywhere I can turn to that will give me anything similar to Admiral's price with perhaps a little better cover? Any other quote I've had has started at £3200.


    Hi Kilty.

    To be honest , seeing as you have zero ncb , 1 fault claim and 1 un-resolved claim and you are only 20 years old , the price you have been quoted by Admiral sounds like a bargain to me !

    I have been doing some quotes for my eldest just to see how much car insurance would be for her if she had just passed her test and the prices i am getting are more than 3 times what you have been quoted by Admiral.

    If i were you i would be accepting this quotation eagerly . As iamanalias says , Admiral are a very reputable Company.
    The loopy one has gone :j
  • Kilty wrote: »
    I can only find one sensible quote for car insurance (Admiral, £1020) - and I know they're not exactly the best.

    I'm 20, have 1 fault claim and 1 unresolved claim, 0 NCB as a result of the open claim and drive a group 11 (on the 20 group system) car. I live in a low risk postcode area and drive less than 8k miles a year.

    Does anyone know of anywhere I can turn to that will give me anything similar to Admiral's price with perhaps a little better cover? Any other quote I've had has started at £3200.

    That price is a bargain, my son's 28 and his insurance premium has doubled this year compared to last year and some quotes were nearly £5,000 Snap it up Kilty.
  • As said your quote is not so bad, other similar age 1st time driver in higher risk postcode areas ie manchester and london are getting quotes of £3-4k for a low insurance car group.
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    iamana1ias wrote: »
    Nothing wrong with insurance from Admiral. I have all 3 of my cars insured with Admiral companies and have done for years

    Ever claimed with them?

    I know people who have and were less than impressed.
  • no-oneknowsme
    no-oneknowsme Posts: 1,955 Forumite
    Kilty wrote: »
    Ever claimed with them?

    I know people who have and were less than impressed.


    Trust me , you will get that no matter which company you go with !

    Insurance companys , just like any other company cant please everyone all of the time....
    The loopy one has gone :j
  • malky39
    malky39 Posts: 703 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Kilty wrote: »
    Ever claimed with them?

    I know people who have and were less than impressed.

    i have claimed with admiral and elephant both the same company and never had any problems with them. I am 26 and have been insured with an Admiral group company i.e admiral,elephant or bell for the past six years they have always come out cheapest and it looks like i will be going with them when i renew in feb. You could try a specialist insurance broker but i have found that none can even get close to admiral and they will tell you that before going through the quote process
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    At least they don't have the "non approved repairer" excess like my current insurer, Aviva, do. Their approved repairer did a fine job but that's not the point.

    I'll keep searching, renewal isn't for 3 weeks yet.
  • malky39
    malky39 Posts: 703 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Kilty wrote: »
    At least they don't have the "non approved repairer" excess like my current insurer, Aviva, do. Their approved repairer did a fine job but that's not the point.

    I'll keep searching, renewal isn't for 3 weeks yet.

    Only thing is if you take it to a non approved repairer the will not cover the cost of any courtesy car
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