Debt free by Summer 2012 (if not sooner!)

DebtFree2012

Oooooh am excited.
I've listed my for sale items in the paper so hope to hear something when it is published.
Now....what else can I sell that isn't nailed down......lol

DebtFree2012

Woowoo wrote: »

Hi DF

Just caught up on your diary.

Good luck with clearing that Cap 1 card, get chucking them pennies at it, it will soon start coming down!

I have subscribed so will be here cheering you on all the way x

That's fabulous:D! Thank you. I am so determined now! It will be gone as soon as is humanly possible! I hate having debt weighing me down but I am focussing on my debt free days and just trying to enjoy the present for what it is, not letting the banks win, robbing g1ts that they are!

I am following your diary closely too - supporting from the sidelines. Here's to our debt free days!

(PS - Don't you just love Graham on corrie - like marmite, love him or hate him!:rotfl:)

DebtFree2012

Found 6p of OH he left out hehehehehehe xx

Woowoo

Well done on the find!

I love Graham, he turned on our Xmas lights this year and was such a sweetie!

DebtFree2012

Woowoo wrote: »

Well done on the find!

I love Graham, he turned on our Xmas lights this year and was such a sweetie!

No way!!! I laugh my head off at him.

How addictive is reading these diaries? Lol!
x

Woowoo

I must spend hours of my life on here!

The site is down tomorrow though

Herewego

Good luck on your journey debtfree2012 it all seems a bit overwhelming to start with but you will soon find lots of pennies to throw at those cards its so addictive.
I have subscribed and will be following you all the way, im also looking forward to payday at month end only 10 days to go

DebtFree2012

Will it be down all day? Oh dear!!!
We're painting tomorrow and SO not looking forward to it but have started so guess must get it finished.
I will do my menu plan to feed the tribe for next week - gonna have to base it on what's in the cupboards as have no cash until pay day on 25th (feels like years away). OH is out tonight and will probably have hangover first thing hahah so I will go for a wander with the kids then come home do the menu plan and start the painting by which time he'll be up and can help (I hope to skulk off into the back ground coming back when, much to my surprise, it;ll be finished hehehe).

I am being nosey now, but am I right in thinking from your diary you do a food shop once a week? I am trying to get a routine going now I am back to work and can't decide if I should go weekly or fortnightly. Tesco deliver for £2.50 and wondering if this would help my budget as I can keep track ordering online where as in the shop I tend to forget to keep adding it all up as go round. Food budget's really tight you see.....Plan on doing what you do, paying any left overs (if there are any!) to the evil C1 card.....

x

DebtFree2012

Herewego wrote: »

Good luck on your journey debtfree2012 it all seems a bit overwhelming to start with but you will soon find lots of pennies to throw at those cards its so addictive.
I have subscribed and will be following you all the way, im also looking forward to payday at month end only 10 days to go

Ooooh thank you, I am so excited - feel like we're all in this together. Just think when we're all free of the evil debts - biggest virtual party ever!

Thanks for subscribing - it's even more incentive to get looking for those pennies.

It is overwhelming, you're so right, but once I get a couple of months/payments under my belt I will feel a bit more in control I think.

xx

Herewego

DebtFree2012 wrote: »

Ooooh thank you, I am so excited - feel like we're all in this together. Just think when we're all free of the evil debts - biggest virtual party ever!

Thanks for subscribing - it's even more incentive to get looking for those pennies.

It is overwhelming, you're so right, but once I get a couple of months/payments under my belt I will feel a bit more in control I think.

xx

Dont be shocked if for the first month or so it doesnt look like its moving very quickly my debt actually went over £50k in January last year when all the interst was added but im so glad i stuck with it.
I have started to shop with asda online as they are now doing that under price by 10% or refund the difference and i have never had any problems unlike MrT