PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

solicitor needs deeds before starting searches?

Options
our solicitor cannot start searches until she receives a plan (?) and deeds from the vendors side

any idea how long this can take?
«1

Comments

  • bs0u0128
    bs0u0128 Posts: 429 Forumite
    bumpydumpy :D
  • chicarg
    chicarg Posts: 193 Forumite
    We are exactly in the same position with our sols waiting for the deeds since they need the property plans to instruct the searches...

    We have been advised it takes 2 weeks for the vendors sols to receive them and then whatever it takes for them to forward them to your solicitor... hopefully your vendor sol has already requested them?
  • chivers1977
    chivers1977 Posts: 1,499 Forumite
    The above poster is right. If the lender gets the deeds bundle out speedily then it could be a bit quicker. They obviously don't know the title number yet...
    There are times when parenthood seems nothing but feeding the mouth that bites you Peter De Vries
    Debt free by 40 (27/11/2016)
  • Bossyboots
    Bossyboots Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They could do an index map search which is cheap and quick, certainly much quicker than waiting for the deeds.
  • Julysea
    Julysea Posts: 63 Forumite
    Took our sol about 4 or 5 weeks to get the deeds form our vendor's sol, but it seems that our vendor's sols are particularly crap.
  • chicarg wrote:
    We are exactly in the same position with our sols waiting for the deeds since they need the property plans to instruct the searches...

    Duh :confused: There are no "property plans" attached to the deeds ... unless you mean the title plan that marks the property covered by the deed. If so, the solicitor (or the buyer) can get this instantly from the Land Registry, if the property has been electronically registered.

    You only need to know the postcode to find out if the property is on the electronic register. If it is, you get the title plan for £2 and download it immediately as a PDF.

    But I still don't understand why this is needed. You only need the postcode and address of the property for the searches. There's nothing on the title plan that assists with searches :confused:

    Check with your solicitor and ask them why the deeds are necessary - I'd be interested in the answer.

    This is how a solicitor can get a search done electronically. As you can see, they only need to provide the address.

    Solicitor playing for time? Or simply stuck in their usual routine? Can't believe they don't do it online .......
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • It is usual for the Seller's solicitors to provide the plan. But, frankly, for the price of £6 you can get plan (£3) and office copies (£3) instantly off the land registry yourself (and so can your solicitors)

    Go to http://www.landreg.gov.uk You just need to put in postcode (see bottom right hand corner). Properties listed with "information available" will be registered.

    The problem with conveyancing is that "title deeds" nowadays usually means just the Office Copies and a plan anyway. Title deeds used to consist of bundles of old documents, old searches etc. Most mortgagees have now "dematerialised" and only keep a set of the office copies anyway.

    With registered titles, any changes to the property or ownership are all registered and updated at the land registry.

    In basic terms, the Office Copies show the property details, who owns it and any charges and covenants. The plan is also included.

    Title deeds (as in large bundle of old deeds and documents) are only necessary if a property is unregistered (usually because it has been in the same ownership for many years and before registration became compulsory).It will be compulsory to register when it changes hands.

    Speak to your solicitors and ask them why they can't get the plan themselves and get on with the searches to save time. Apart from an extra £3 to £6 on your bill there is no reason why they shouldn't be able to get on with it. (Remember though, once searches are submitted you will have paid for them - so if you decide not to go ahead with purchase that could be expensive)
  • Thanks for that, lotto-dreamer.

    I'm selling my house at the moment and my solicitors made me pay £50 and give them the title deeds before they would start working on the sale. I wish I'd known they could get what they needed for £6 before I paid!
  • It is usual for the Seller's solicitors to provide the plan.

    Speak to your solicitors and ask them why they can't get the plan themselves and get on with the searches to save time.

    I agree .... but why do they (think they) need the plan to do the searches :confused:
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • A postcode only identifies the postal address of the property.

    The Land Registry plan shows the outline of the property as well as any surrounding areas which may require searching.

    There are all sorts of questions raised in the searches with the local authority. There are, for instance "optional enquiries" which address things like public rights of way, footpaths etc. Also, enquiries regarding what is highway (adopted by local authority) and what is not. A solicitor needs to see the plan to be able to ask the pertinent questions. A postcode would definitely not be sufficient.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.