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How should I answer this insurance question?

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  • nrsql
    nrsql Posts: 1,919 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    >> it goes down on your husbands driving history and not your, as it was he who had the incidient

    Sure it's not part of your driving history but is it part of your insurance history?
    I would have thought you had made a claim but that's just a guess.
  • Cinders2001
    Cinders2001 Posts: 1,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    This is where I get (easily) confused!!
    It is MY policy but HIS accident - but I would have asked to claim off the policy BECAUSE of his accident, so it's MY claim But not according to Paul.
    ** Freebies and money saved with the help of you all? - Don't know ....lost count! **
    ** Stay Safe **
  • JasonW_2
    JasonW_2 Posts: 705 Forumite
    I don't get that meaing from reading what he said. It is not your claim, it's your husbands.
  • Cinders2001
    Cinders2001 Posts: 1,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Many thanks for all your thoughts and help.

    Insurance is now done and paid for (with 5 hours to spare!)

    Going via this website and obeying its commands of who to see and what to do has saved me £59 on my renewal price with the same company I am currently with.

    I considered what I needed from my insurer and incentives for staying with them....and they won....but so did I too! :)
    ** Freebies and money saved with the help of you all? - Don't know ....lost count! **
    ** Stay Safe **
  • Bossyboots
    Bossyboots Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My insurers ask whether I or any named driver on the policy has had an accident in the last three years, so they cover all incidents in one clear question.
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