Tues 4th Jan - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

And good morning to you all lovely people, hope you are all good today;)

It's a while since I got us started - it's good to be back:rotfl:
No work for me yet, I'm back on Thursday....heop all retruning today get on well and it's not too much of a shoch to the system;)

Ok, here's my list for today:

• check banking
• check onepoll
• meal from plan tonight
• heating on low while I'm home
• packed lunch made for dd2
• NSD? (Have had 3 so far:beer:)
• college work - this must be done:o
• drink water, not diet coke
• check ebay listing#

Ok, that's about it for me - it's too early to be up, not impressed:) Still dark outside - we should be tucked up in bed!
Have a fab day:j

isy1011

Going back to work:( All day until 9pm tonight:(

happycrafter_2

Good morning everyone hugs to all that need them today.


Going back to work today not looking forward to going through my emails.

list to do/have done already:

made lunch for work
fed let out chickens - another egg this morning :j
fed dog

walk dog later
fajitas for tea tonight was yummy
drink 1l of water at work minimum did 2l of water and also multiple trips to the bathroom
finish off bills spreadsheet
knit mums scarf
finish off meal plans

nowpanicking

Morning folks and thanks to Milly for starting us off

Isy - working till 9 !! ....

Meant to be back at work today but still feeling really dodgy so am going to phone in sick... they'll probably think I'm off with a hangover!! Hey ho!

So I'm not going to do much today, think I was too busy yesterday and it hasn't helped.

My list for today: -

• nsd - definite as not going anywhere!
• HM bread in BM
• all meals from stores
• iron clothes for work later on

That's it for me, as I said just going to pretty much chill out today and try and get better for work tomorrow.

Have a nice day everyone x

determined_new_ms

Hello not feeling vey well today so am going to phone in sick later and go back to bed (not sleeping atm not sure if its becuase of the cold we've had or stopping smoking but its horrible am burning up thru-out the night, waking up every 10 mins )

Thanks for starting us off Mils, its like old times! :rotfl::j

So list is going to be small today:

• [STRIKE]aerial guy coming to fix aerial at 9.30 (hopefully he will take a cheque...)[/STRIKE]
• DO NOT SMOKE
• NSD nope aerial cost £197.50 :eek:
• rejig budget to work work where the *%$* that is coming from!
  
• [STRIKE]Check banking[/STRIKE]
• [STRIKE]check for surveys[/STRIKE]
• maybe do some work at home if I get some sleep and feel better later on
• dinner & lunch from stores

ok that's more than enough, can't wait for the aerial man so I can go back to bed. Good luck with returning to work everyone x

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them. Hope everyone feels better soon ((((hugs))))

Hi Milly – thanks for starting the thread this morning (forgot to say hi yesterday)

Today I have/will
• Checked online banking – 2 DD’s have gone out, no sign of the gym taking their money (after 8 years everything seems to be going wrong there!)
• Check emails
• Meals from storecupboard
• Try to have a NSD – have bought in snacks so I avoid the machine
• Used my rail pass to get to work
• Work really hard at work as there is loads to do
• Catch up with friends on FB rather than texting people
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Look up more treatments for PCOS – this time to reduce the facial hair (this is really doing my head in and I don’t really want to go to the expense of having laser treatment….the NHS will not pay for it)
• Need to chase up my pre-pay certificate as they are about to take the second DD (and I need to reclaim £28 worth of medicines)

Have a great day everyone
Candy xxx

starnac

morning all. i had a big list of things to do this morning but have been up all night with DD. nothing wrong just plain naughty tbh. she wanted a drink, something to eat, to go downstairs, to get dressed, to wear different pj's........... she was a pain in the bum to out it mildly. so i may be going back to bed later on.

today i will try to

[STRIKE]email timesheet[/STRIKE]
[STRIKE]pay nursery fees[/STRIKE]
[STRIKE]ring letting agents[/STRIKE]
ring pension people
[STRIKE]check bank[/STRIKE]
hopefully get delivery today
tea from stores
visit friend after picking DD from nursery
buy and post new house card
tidy front bedroom which became a dumping ground over christmas
make leek and potato soup to use up leeks
[STRIKE]go back to bed for a bit[/STRIKE] <-- very important

that'll do for now. happy tuesday everyone

Pernicious

Morning all,

So it's back to work for me, hence the early post :rotfl:
There was hardly any traffic which was nice but that won't last for long

To everyone who is feeling under the weather - I hope you feel better soon, get lots of rest!

So today I have/will:-

• Finish up organising the accounts paperwork
• Find more items to ebay
• [STRIKE]Keep reading through "losing lbs whilst saving £££'s" thread[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• Finish tidying study
• Finish tidying bedroom
• [STRIKE]Hang up washing to dry[/STRIKE]
• [STRIKE]Fold up & put away dry washing (avoids it being sat out getting dirty)[/STRIKE]
• [STRIKE]Spend at least 10mins going over my tkd terminology - need to past first time not shell out twice[/STRIKE]
• [STRIKE]Dinner from stores & from meal plan[/STRIKE]
• [STRIKE]Hopefully a NSD, if not then certainly a LSD[/STRIKE] LSD in the end
• [STRIKE]Pay in my cheques[/STRIKE]
• Pay in my OH's cheques - Didn't have time in the end, will do so tomorrow
• [STRIKE]Cancel credit card [/STRIKE](Now at zero balance as we did a balance transfer, not debt free there yet unfortunately!)
• [STRIKE]Post a letter & birthday card together [/STRIKE]- may need to check weight at post office & pay additional postage though
• [STRIKE]Log calories on foodfocus[/STRIKE]
• [STRIKE]Return some items that we didn't end up needing in the end[/STRIKE]
• [STRIKE]Make use of free coffee/water at work as usual[/STRIKE]
• [STRIKE]Brought in lunch & healthy snacks from home as usual[/STRIKE]

Have a great, moneysaving day everyone x

Erme

Morning all...Blessings...bit sluggsish this am and have to phone e-cig folk re stuff soon then go out for milk

So here is today's provisional agenda (note I said provisional)

TUESDAY

AM
• Wash up
• Sort out washing
• Menu plan and shopping list
• Ironing?
• milk
• ? E-books
§
§ e-book preparation & letter to fiona

PM
• Mr A
•

SUPPER

Evening routine

? FP Prayer meeting (7.15pm - if not too tired)

E

complimentschemistry

Hi you lovely people!

Hope you're all having a good day so far. I'm not having the best of days as a) I woke up with the sniffles, b) I had to get the bus to work as c) my car is broken and d) I'm not having a LSD



In spite of all that, I've done the following:-

• Checked online banking
• [STRIKE]Brought lunch from home (veggie soup)[/STRIKE] Got a Greggs sandwich instead but will be better tomorrow I promise!!

And I will...:

• [STRIKE]Check online banking for other account[/STRIKE]
• Go shopping for bargains in Tescos this evening
• Walk to Tesco and back instead of getting a cab
• Get gas/electric for the house and walk there instead of getting a cab
• Buy Just Dance and go halves with my sis to save money (she'll be using it anyway so might as well get some money for it!)

Happy money saving! x

Nicki_Sue

Hello all, aiming for as many money-making and NSDs as possible this year as need to get some savings up!

Check banking and do forecast for next six weeks
Check all direct debits/plans to see if I can save pennies
Store cupboard meals
Some Amazon listing
Apply for some more mystery shops
Chase up a refund owed to me from before Xmas
Sort through 6wk olds babygro and vests as he has already grown out of so many of the early ones - wash, bundle and get ready for next free listing day on Ebay.

I start Weightwatchers again tonight and will pay by monthly payment to save a few pounds and can register for free.