BH Monday 3rd January 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning :wave: I'm presuming that most ppl are making the most of the last day of freedom??? so sad I have to return to work tomorrow....

Anyway :j I still have today plan to be very busy today to distract me from any temptation to smoke

• [STRIKE]check banking[/STRIKE]
• faff around on my spreadsheet
• clean my car thoroughly (did offer ds to do it fr a fiver but he hasn't made any efforts to so he has now lost the opportunity, do want want to drive to work with it smelling of fags :eek:)
• make hummous
• [STRIKE]make tom soup to use up carrots & peppers[/STRIKE]
• slice & freeze mushrooms
• go to the gym (& maybe a swim?)
• go for a walk later
• pop into office near here and prnt off some crosswords (just to stop the boredom that comes in late evening atm)
• tidy kitchen
• NOT SMOKE :money::dance:
• check for surveys

I think that's enough to keep me out of trouble for a whie have a great BH everyone x

Lottebear

Good Morning, I was up with the lark this morning! I have or will

- Checked online banking - No change
- Yesterday I bought Chirstmas cards for next year and wrapping paper £1.24 spent.
- Cleaned the house
- Listed a couple of bits on ebay and Amazon
- I think I have sorted our summer holiday, I am just waiting to confirm the dates of my leave and, seeing if the accomdation is available, I am hoping to use airmiles for the flights, which will make it a cheap holiday. £470 for 2 all being well.
- Washing overnight on Eco 7 hung up in side today
- OH is due back tonight, he should be off now until end of Jan, so I will write a list of all the jobs to be done.

whatyadoinsucka

watching the footy on sky at 1215 rather than going to the game or to the pub equally (save at least £25 there)

a miserable afternoon after a thumping, all i'm saying is up the blue and whites !!

determined_new_ms

where are you planning to go Lotte? we got our holiday accom from https://www.holiday-rentals.com and our fight independently and the total costs is £460 for 10 days. I will let ppl know whether I recommend when we come back!

Just wanted to we have some impressive stats yesterday. 5 pges, 80 posts & 1895 views!

empy

Good morning. Can't believe it's the end of the holidays already- where has it gone? so anyhoo my DFW things to do today are:

- Check online banking
- Dry washing on airers
- List contents of freezer, store cupboard and create a meal plan.
- Take sister shopping and take a list of the things I need to buy for my meal plan.
- Sort out the 100's of items I have lying around and get ready to list on ebay once my uni assignment has been finished- to be submitted Thursday, eeek
- Go for a free dinner at the inlaws.

Thats all I can think of right now, though I'm sure the more I get into DFW the more I'll have to list.

Have a wonderful BH all

empy

stitching_witch

Good morning DFW-land and thanks to DNMS for starting the thread.

Last day off for me and so much that I want/ought to do, but I really can't be bothered. We've had a light dusting of snow so that may help me decide what to do with my day.


So far I have:

• checked banking - still in black until rent cheque clears!
• checked for surveys - screened out
• messed around on laptop for two hours
• fed and watered chickens

I should also:

• phone Briti$h Ga$ if they're open today and change the DD amount :mad:
• look at my January goals and my 101 things lists to see what I ought to try to achieve
• make a new hat as I lost my favourite one many years ago
• clean out chickens
• possibly deliver last Xmas presents
• make bread
• all meals from stores
• have an NSD

To be honest, I just want to sit curled up with a hot chocolate and make hundreds of lists cos that's what I do best :rotfl:

Have a good Bank Holiday folks, stitchy x

catspaw

Morning all, today I will
1) check the bank and make my PAD: Done
2) washing and vacuuming
3) maake bread
4)make lunch for this week
5) Visit pound store for life's little essentials: toilet roll lol

sunnysea83

Hi

today I am going to do the following (try to)

- [STRIKE]Make breakfast and wash up[/STRIKE]
- [STRIKE]Hang washing on airer [/STRIKE]
- Ironing
- [STRIKE]Check bank accounts[/STRIKE] just noticed one accounts gone over drawn thanks to new look taking over a week to take money for items bought online :eek::eek::eek::eek:
- [STRIKE]Sort items to be listed on ebay[/STRIKE]
- Start listing on ebay
- [STRIKE]Help OH with van [/STRIKE] as its now raining I have got out of this one
- [STRIKE]Wait in for man to come see washing machine[/STRIKE] been and gone
- Prepare for interview coming up in Jan
- Cook dinner
- An hour on the wii fit and just dance 2
- Update my boots diet diary - breakfast listed , lunch listed 609 cals left! whoops think i should stay away from the mingles!!!
- Try not to snack - not going to well as ive eaten 5 mingles already!
- [STRIKE]try not to buy anything except for a new alarm clock (essential buy)[/STRIKE] this went horribaly wrong when I saw the bodyshop sale as mentioned on the grabbit page!
- Work on how to pay off my debt by August

Lottebear

determined_new_ms wrote: »

where are you planning to go Lotte? we got our holiday accom from www.holiday-rentals.com and our fight independently and the total costs is £460 for 10 days. I will let ppl know whether I recommend when we come back!

Just wanted to we have some impressive stats yesterday. 5 pges, 80 posts & 1895 views!

Hi I wanted to go to Tuscany, but all of the airmiles flights have gone, but there is still some to Bolgana and some nice places to stay and we would hire a car anyway. Thanks for the suggestion, I will have a look.

Lotte

nowpanicking

Morning folks, thanks Determined for starting us off

ds decided to get up at 5.45 so I've been up since then!!

Last day off for me too and still feeling a bit dodgy, typical!! Bet I'll be feeling fine tomorrow in time for starting back at work.

My list for today: -

I've already: -

• checked on-line banking and updated ss
• checked surveys - 30p
• have joined the virtual sealed pot challenge
• hm bread out of breadmaker (was put on last night on timer)
• load of washing in machine
• created a nsd spreadsheet for this year (1 so far)
• porridge for breakfast

Still to: -

• decide whether I'm going for meal tonight with family (parents etc)... can't really afford it but also still not feeling great
• if no meal tonight then nsd today
• tidy house ready for going back to work
• do some ironing of work clothes
• lunch from stores

Think that's it for me, have a good day everyone x

Candy0107

Morning All,

Thanks for starting the thread Determined – good luck with NS…take every hour as it comes
Couldn’t believe how busy the thread was yesterday

Lottie – the holiday sounds fab

Whatya – enjoy the football

Today I have/will:
• Checked online banking – no change
• Meals from stores
• Read papers online
• Enter shed loads of comps online
• Fill in my WW food diary – yet another spreadsheet
• Need to drink 2l of water
• Watch things on the sky box (instead of going out)
• Need to spend about an hour planning what I want for the year ahead
• Don’t think that we are doing anything so should have a NSD
• Might make it to the gym today (or might go after work tomorrow)

Candy xxxx