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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
Comments
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Blimey, that's some list GG!
I'll gladly muck in with the last one too"What we're talking about here is money and the freedom it gives you... freedom from worry and freedom from most forms of BS" MMM
Mortgage 1: [STRIKE]£95,000[/STRIKE] £83,848.23 at 3.1%
Mortgage 2 (BTL): £83, 489.15 at 4.8% (I.O.)
Family loan: [STRIKE]£15,000[/STRIKE] £6,000
Long term savings/investments: FundCirc £100 7.1%, Saver account at 5% £5000 -
Update time, new additions in green:
To Do:- Get neighbour round to advise on measuring for worktop DONE
- Order granite DONE. Around £140 for 9 feet of worktop, cut exactly to size, polished edges where needed, plus upstands and plinths :T.
- Go down to Town Hall with all paperwork to get put on padron (equivalent of electoral register I think) DONE. 10 minutes, very informal and helpful. Spanish bureaucracy really is very quick and efficient. I will be holding this view right up till when I go back in a few days time to pick up the paperwork :rotfl:.
- Take copy of padron to garage, test drive and buy car (a blue one
). Popped in, padron not needed but he can't get hold of a diesel for me to test drive (see point 3 above
) so I need to speak nicely to neighbours. Timing of order (has to be built specially for me because of the spec I want
) should work v well.
- Draw out mucho cash to go with the mucho cash withdrawn yesterday DONE
- Go to furniture store & order new furniture, negotiate discount for cash
DONE, only a small discount as a special order rather than in stock but better than a kick in the cojones
. Will be around 2 weeks :T.
- Decide on size of plastic boxes for shelves to hold vest tops etc. DONE, and bought
- Measure up for extra shelves for wardrobe (decided I can fit in another two for flat sandals) DONE
- Measure up for extra shelves for new kitchen unit and one existing cupboard DONE
- Get shelves cut DONE
- Fit extra shelves in wardrobe (will need to use new saw to trim round door frame
). DONE
- Fit extra shelf in kitchen cupboard - the ones for the new units will be fitted once I get my stuff delivered and decide where I want to position shelves DONE
- Visit other hardware shop - broom handle, trellis, plastic boxes for shelves and tool box DONE
- Phone gasman to book visit to replace a thingymajig*
- Get numbers of painter & air con men partly DONE
- Book painter to repaint white roof thingymabobs** on roof of terrace DONE but need to change date as boxes may arrive on day he's booked for
- Book aircon man to service aircon and move two units
- Last walk of season with walking group - Tuesday am NOT DONE as too busy but I will have plenty time in the future :T
- Look at space on roof to see how much room there is for shed/Tardis which will be holding the contents of rather a lot of the 73 boxes and existing boxes (so far - golf clubs x 2, tool box, Xmas decs and new baby Xmas tree, lightbulb box, gardening box) DONE. Struggling a bit to find one the right size. DONE - bought and built :T As an added bonus it fits in sideways to what I was expecting so I'll be able to buy a twin to go next to it once aircon unit moved :j.
- Buy wine for neighbours I met for the first time last night - was telling them about my €1.20 favourite bottle and promised them one. DONE and they really liked it
- Change holiday home insurance to residents
- Phone - get SIM only deal where I can keep existing number DONE - but SIM card doesn't fit so need to pop down today and get the right size. DONE but new number, dk why I thought you could keep it.
- Buy postcards to send to the UK with new address to notify the people I didn't have time to tell
.
- Find out when the village PO is open DONE
- Write & post cards
- Sort out stuff to take to secondhand shop - they sell and you halve the proceeds :T DONE
- Pop into another secondhand furniture shop to tell them what I'm after (a pine single wardrobe/tall cupboard, suspect I may end up getting a double and altering - well, not me doing it obviously
).
- Look for a market that's on Wednesday - local village one is tomorrow which clashes with walking group) NOT DONE, again too busy
- Pop round to see neighbours x 2 DONE
- Take a picture of a car I saw yesterday and post on here - it will leave Alex speechless :rotfl:DONE
- New addition - order cheque book - need to make special trip to nearby town one morning
- New addition - was coping stones on roof and terrace or neighbour is going to denounce me as they are lowering the tone :rotfl:
- New addition - finish off UK admin - submit meter readings
- Shower, wash hair and wash kitchen bin while I'm in thereDONE
- Down to phone shop DONE
- While I'm down there pop into hardware store and get another cupboard DONE
- Order car DONE & sent link to Mr GG - he thinks she's pretty :T. She will be known as LBC (Little Blue Car)
- Pop to granite place to give new phone number (though there is a chance the worktop may be ready I think, last time I ordered a piece, admittedly much smaller, it was ready in 24 hours) DONE - as I thought, it was ready, now safely stored in kitchen and will be fitted tomorrow :T.
- Pop to furniture place to give new phone number and decide on 2 small tables to replace bulky coffee table I have Not done yet
- Come home and make lunch DONE
- Fit shelves in wardrobe - start by glueing supports in place DONE
- Depending on timing, paint supports (just decided won't be needed as if I can see supports I'll be lying on the bedroom floor looking up into the wardrobe and probably will have more important things to worry about, such as did I break my neck when I fell over, rather than the fact the supports are not painted). DONE - did paint them after all.
- Update spends spreadsheet DONE
- Take time to admire the sparkling sea on way to phone shop - it was glorious yesterday :T DONE - but thanks for all the offers of help
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
New list needed , I think2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »New list needed , I think
Agreed, once it's done, it comes off the list
Sounds like you're having a great time GG, being a lady of leezure clearly suits you :T0 -
- Phone gasman to book visit to replace a thingymajig, not urgent, can wait till unpacked
- Book aircon man to service aircon and move two units - friend getting in touch for me
- Change holiday home insurance to residents
- Write & post cards
- Pop into secondhand furniture shop to tell them what I'm after - except not so sure now as might need a drinks fridge where the unit was going to go :beer:.
- Order cheque book - need to make special trip to nearby town
- Pay council tax bills while I'm at bank :eek:
- Wash coping stones on roof and terrace or neighbour is going to denounce me as they are lowering the tone :rotfl:
- Finish off UK admin - submit meter readings DONE
- Unpack :eek:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Don't give her the ruby slippers.0
-
- Phone gasman to book visit to replace a thingymajig, not urgent, can wait till unpacked
- Book aircon man to service aircon and move two units - friend getting in touch for me
- Change holiday home insurance to residents
- Write & post cards
- Pop into secondhand furniture shop to tell them what I'm after - except not so sure now as might need a drinks fridge where the unit was going to go :beer:.
- Order cheque book - need to make special trip to nearby town
- Pay council tax bills while I'm at bank :eek:
- Wash coping stones on roof and terrace or neighbour is going to denounce me as they are lowering the tone :rotfl:
- Finish off UK admin - submit meter readings DONE
- Unpack :eek:
Hilarious x x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
I understand about wanting to keep the same list - its not just to do, its ta-da as well :rotfl: all in one go.2023: the year I get to buy a car0
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GG 19 Boxes 54 :eek:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Are you in the Middle East, GG?
ETA: I can't keep up with you but the photos look like Spain.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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