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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    And now Mr GG, who's 80 miles away, has convinced me to get dressed and go to Asda for diesel :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    And now Mr GG, who's 80 miles away, has convinced me to get dressed and go to Asda for diesel :(

    Done. So that's something crossed off tomorrow's list, and it's still today :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Wow that is some letter ... And some excuse!!! I would be fascinated to see if they respond ...
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hurdler wrote: »
    Wow that is some letter ... And some excuse!!! I would be fascinated to see if they respond ...


    ......... and breathe :rotfl::rotfl::rotfl::rotfl::rotfl:.

    I was not very impressed. Even more annoyed as they had great offers on yogurt and wine :o. Plus I had picked up a fresh trout and yummy stir fry veg for dinner. Ended up with a tin of tuna and frozen spinach :(. Need to pop out today so will go to Morrisons - IN NEXT TOWN!!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You will have to print the reply if they send you one, maybe you will get lots of free vouchers to entice you back in
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Weronika
    Weronika Posts: 260 Forumite
    I know how you feel! My Morrison just changed the layout completely and I can't find a blooming thing! But the most annoying is that the labels and prices and promos don't match so you end up with a huge bill at the till coz the things were NOT bogof or half price or any of that!

    I must admit though, when we had big queues at Christmas the member of staff walked among us and gave out free chocolates -big hit with my little monkey:D
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oops. Been neglecting this :(

    :( no letter from Morrisons.

    :D holiday was great, I really feel at home there.

    :( but back now

    :D as of today, 45 days till next trip

    :eek: money is v scary on all fronts. Fed up, all accounts are going down SO slowly. Still, at least they're going down which is the main thing I suppose. It's mid month though, so nothing happening.

    :D Peefer Pig will need emptied soon so at least £20 to mortgage

    :eek: house is in a mess. Have a list of decorating but can't be *rsed. Will start off by listing on ebay. Come on woman, motivate yourself :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Good to hear you had such a lovely holiday. This is the first half term in years that we didn't go away. Kids and revision!

    I popped into our local Morrisons a couple of weeks ago and it has completely changed.

    I don't think I can add any motivation as my mojo has wandered over the last 3 days. I guess we all need a break and then back in the saddle.

    Welcome home, Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • TallGirl
    TallGirl Posts: 6,255 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Love your letter to Morrisons something I would have complained about too. In fact I am worse now that I do Mysteryshopping as I know what the standard should be in certain places.

    I'm sure your will get your motivation back it's always hard after you get back from holiday and the weather here is. It exactly nice is it.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As of today btl mortgage balance is £14,119.53.

    DD paying me money this week so that will take it below 14k.

    Pay day next Thursday :j which, once I've transferred 1k into and out of HFax and then transferred OP to mortgage, will knock it below 13k.

    Will try to do tax rebate at weekend, that will knock it below 12k once it is paid.

    Around £900 bonus at end May

    £900 ordinary OP at end May

    Plus normal monthly payments. At end of May, before 1st June mortgage payment goes out, mortgage will be in 4 figures :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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