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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
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:T for epic levels of organisation! So glad I'm not the only one moving onto 2014 :rotfl:a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
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Too late I'm afraid:MoneyMission wrote: »
PS. What hand cream and where can I get some???!!!!
https://forums.moneysavingexpert.com/discussion/4850129
Not really a bargain but I'd used the exfoliator I ordered before and had been meaning to get some more so took the opportunity - for free delivery as much as anything. Only 4 little tubes of cream.
MM I'm not that organised. Wait till next year when I can't find them :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
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I'm a compulsive list writer and frequently get mick taken. I write every conceivable list except shopping lists.. no idea why I consistently fail to do this. I have moved on.. I now calendar tasks, the repetitive ones pop up on my desk top "don't forget.." I also colour code my calendar depending on task / where I need to be. I have a note book on the go as a bare minimum but this can increase to multiples of lists / tasks. I have to cross off by the end of the day or the sky falls in.Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Mr AJM takes the mick on a regular basis about my list making but when I have to be organised for both of us I have no choice. It is the only way of clearing my head and it feels great crossing things off...even if some things just get transferred to another one!MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0000 -
Wasn't meant to be funnyMoneyMission wrote: »:rotfl::rotfl::rotfl:
. Just managed to refind the pressie I had relost :rotfl:. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Wages in :j
Do the money shuffle yeah yeah A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I get paid too but shuffle has to wait till 1st or get penalties, all lined up though:T
Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Merry Christmas GG!
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0
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