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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
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Oh dearnattypants wrote: »Reference to my diary......HHHUUUMPPFFFFF
:rotfl::rotfl::rotfl::rotfl::rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
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Things I am grateful for:
New NW account already up and running. With a tiny Tillytidy in it
Once offset money arrives it will give fully offset date of 1/2/14 on btl......
...... and prospect of more to come as will still need another £1,100 to take up to maximum
Did 3 ms's last night and got 2 x 4 kitchen rolls and some bargainous meat
Have almost meal planned. Well, have a planner set up and a list of all freezer stock. And have planned for today and tomorrow so that's a start
Things I am not so grateful for:
Client pulled some work yesterday. Not that massive an amount but could have very big repercussions in a house-of-cards type way
Made a silly boo-boo in analysing impact which got sent to all directors 
Stonking headache (as in cocodamol hasn't touched it :eek:). Taken 2 tablets which may send me to sleep 
Completely lost weight-loss mojo
No Tillytidy from main account A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
GG - I know you are a fan of the First Direct regular saver account. Just thought I'd let you know (although you're so MSE you probably knew already) that its back! 6%! Go go go.....MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0
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Thanks hon but can only have one Reg Saver and I have 6 months or so to go.
Headache gone
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
See - I knew you'd already be sorted!
Glad the headache gone. How is the cocodamol induced fuzziness instead!!MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0 -
Sorry work is pants not good but hopefully salvable.
Well done on MS I am a bit fed up as payment got refused as I bought a latte instead of a cappuccino and it was an airport one.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Cocodamol was during the night. Syndol is the answer - paracetamol, codeine, caffeine and another long thingy that you get in anti-histamines and is a mild sedative. Specially formulated for muscular tension headaches (I don't know how the pain relief knows where to go - it's not written on the tablets
)
M&S now also doing 6% reg saver but I think you need a fee paying account first.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Love Cocodamol but it makes me feel a bit strange (i.e. stranger than usual)....
Impressed with all of the reg savings that are going on. I tried this but found the stashed cash too tempting, so spent some and then OP'd what was left off the mortgage.
I'm best just to chuck it at the mortgage even though I could make a few extra £'s in interest if I was to some regular saving accounts. Maybe I'll get better at it sooner than later?0 -
The thing to do Lula is spreadsheet it and link to mortgage spreadsheets so it reduces your balance. No way will you spend it then :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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