We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

1195196198200201578

Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »
    Reference to my diary......HHHUUUMPPFFFFF
    Oh dear :(


    :rotfl::rotfl::rotfl::rotfl::rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    penguin.gif
    [/CENTER]
    Oh I love this one too.

    Congrats on Mr GGs payment schedule :T:T:T

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Things I am grateful for:
    :D New NW account already up and running. With a tiny Tillytidy in it
    :D Once offset money arrives it will give fully offset date of 1/2/14 on btl......
    :D...... and prospect of more to come as will still need another £1,100 to take up to maximum
    :D Did 3 ms's last night and got 2 x 4 kitchen rolls and some bargainous meat
    :D Have almost meal planned. Well, have a planner set up and a list of all freezer stock. And have planned for today and tomorrow so that's a start

    Things I am not so grateful for:
    :( Client pulled some work yesterday. Not that massive an amount but could have very big repercussions in a house-of-cards type way
    :( Made a silly boo-boo in analysing impact which got sent to all directors :o
    :( Stonking headache (as in cocodamol hasn't touched it :eek:). Taken 2 tablets which may send me to sleep :o
    :( Completely lost weight-loss mojo
    :( No Tillytidy from main account
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    GG - I know you are a fan of the First Direct regular saver account. Just thought I'd let you know (although you're so MSE you probably knew already) that its back! 6%! Go go go.....
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks hon but can only have one Reg Saver and I have 6 months or so to go.

    Headache gone :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    See - I knew you'd already be sorted!

    Glad the headache gone. How is the cocodamol induced fuzziness instead!!
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • TallGirl
    TallGirl Posts: 6,313 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry work is pants not good but hopefully salvable.

    Well done on MS I am a bit fed up as payment got refused as I bought a latte instead of a cappuccino and it was an airport one.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Cocodamol was during the night. Syndol is the answer - paracetamol, codeine, caffeine and another long thingy that you get in anti-histamines and is a mild sedative. Specially formulated for muscular tension headaches (I don't know how the pain relief knows where to go - it's not written on the tablets 169IDunno-thumb.gif)

    M&S now also doing 6% reg saver but I think you need a fee paying account first.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • lulabelle1
    lulabelle1 Posts: 2,705 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Love Cocodamol but it makes me feel a bit strange (i.e. stranger than usual)....

    Impressed with all of the reg savings that are going on. I tried this but found the stashed cash too tempting, so spent some and then OP'd what was left off the mortgage.

    I'm best just to chuck it at the mortgage even though I could make a few extra £'s in interest if I was to some regular saving accounts. Maybe I'll get better at it sooner than later?
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The thing to do Lula is spreadsheet it and link to mortgage spreadsheets so it reduces your balance. No way will you spend it then :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.