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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    gallygirl wrote: »
    The thing to do Lula is spreadsheet it and link to mortgage spreadsheets so it reduces your balance. No way will you spend it then :rotfl:.

    Ooh, spreadsheets. GG do you happen to have foolproof spreadsheets please ? Xx
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hmmm, good idea and worth thinking about....
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    gallygirl wrote: »
    The thing to do Lula is spreadsheet it and link to mortgage spreadsheets so it reduces your balance. No way will you spend it then :rotfl:.

    Especially if you have a graph of it which will slope the wrong way if you spend it. :eek:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • lavinia21
    lavinia21 Posts: 277 Forumite
    well done GG on making your diary 100 pages.
    Positivity is the key there is a reason why life happens. Find your rainbow and ride it.
  • v1ckyt
    v1ckyt Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Lois_E wrote: »
    Especially if you have a graph of it which will slope the wrong way if you spend it. :eek:


    That sounds like motivation to me!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    v1ckyt wrote: »
    That sounds like motivation to me!
    Tonight's tea:
    Ingredients:
    Wholewheat pasta (where did that bag come from? Don't remember buying it)
    Goats cheese (left over from friends staying a few weeks ago. When does ripe become overripe? Probably over a week ago :o)
    Courgette (Aldi special)
    1/2 red onion found in fridge
    2 garlic cloves (1st 2 I looked at had turned to wood :o)
    Lemon [STRIKE]zest [/STRIKE] juice (too soft to zest)
    Hazelnuts, crushed (oh yes, I bought that bag for something, last year sometime :D)
    Crushed black pepper (oops.Not that much)

    Recipe:
    Make courgette strips with peeler. Soften with a little frylight, add chopped onion & garlic
    Cook pasta (while you submit a mystery shop, remember just in time :o) & strain
    Retain a little of the cooking liquid (yeah! Only taken me 51 years to finally remember to actually do it :cool:)
    Mix together with hazelnuts, pepper and and zesty juice.

    Eat (then eat tomorrow's lunch portion as well :o)

    Despite the entries in pink, very tasty :T:rotfl::T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Goats cheese (left over from friends staying a few weeks ago. When does ripe become overripe? Probably over a week ago :o)

    When it turns universal indicator blue and you realise all that's left is ammonia :eek:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Alchemilla wrote: »
    When it turns universal indicator blue and you realise all that's left is ammonia :eek:

    Hmm....... wasn't quite that bad...... :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Whew, worn out. So far today:
    Ebay parcels packed ready for posting. 1 still to pay
    Form printed out for new mystery shopping co recommended by DD
    Unused stamp peeled off envelope and stuck on a new one :o
    Banking done, 53p TillyTidy, MS payment and ebay money to new flexdirect account
    Printer fixed (via good old take cartridge out, shake it about, switch it on again method)
    Yesterday's MS paperwork filed

    And now I'm supposed to do a days work :eek::eek::eek::eek:

    At least the sun is shining :T

    12 sleeps till holiday :j

    Have a good day all :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ztan
    ztan Posts: 400 Forumite
    All I can say is... WOW!
    Good going for a Monday morning... keep it up!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T
    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
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