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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning.... up since stupid o'clock with aching legs (wondering if I maybe sleep-ran last night :think:). At least it's the 1st, so more time to play with spreadsheets :D.

    Total debt - 114.5k :T
    Squares on house to fill in - 2 :T
    Pay off date 28/8/16 :T (3 days inside target :rotfl:. As soon as any money withdrawn will go back to 1/9/16, 1 day outside target :o)
    Debt to Mr GG (once rent money has been paid later today) - 53.7k :T.
    Total paid off Mr GG debt after rent money paid - £31,998 :T
    Money to find to hit 32k - £1.93 :T

    Exciting money discoveries made:
    3 reg savers were being fed at end of month. Have withdrawn cash from offset to make extra payment at start of March, then will be paid at start of April etc.
    Additional interest earned, net of tax and taking into account additional offset interest charged: £1.57 :rotfl:. Still, it's the principle which counts, right?

    Off to colour squares in :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • :dance::dance::dance:

    What a fab start to the day you've had.

    This MSE/MFW thing really works :T

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    This MSE/MFW thing really works :T
    Allegedly :D. Will get back to you in 3 years and 5 months to confirm :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    gallygirl wrote: »
    Morning.... up since stupid o'clock with aching legs (wondering if I maybe sleep-ran last night :think:). At least it's the 1st, so more time to play with spreadsheets :D.

    Total debt - 114.5k :T
    Squares on house to fill in - 2 :T
    Pay off date 28/8/16 :T (3 days inside target :rotfl:. As soon as any money withdrawn will go back to 1/9/16, 1 day outside target :o)
    Debt to Mr GG (once rent money has been paid later today) - 53.7k :T.
    Total paid off Mr GG debt after rent money paid - £31,998 :T
    Money to find to hit 32k - £1.93 :T

    Exciting money discoveries made:
    3 reg savers were being fed at end of month. Have withdrawn cash from offset to make extra payment at start of March, then will be paid at start of April etc.
    Additional interest earned, net of tax and taking into account additional offset interest charged: £1.57 :rotfl:. Still, it's the principle which counts, right?

    Off to colour squares in :D.
    Well done GG That's brilliant! :T:T
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • v1ckyt
    v1ckyt Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper
    gallygirl wrote: »
    Morning.... up since stupid o'clock with aching legs (wondering if I maybe sleep-ran last night :think:). At least it's the 1st, so more time to play with spreadsheets :D.

    Total debt - 114.5k :T
    Squares on house to fill in - 2 :T
    Pay off date 28/8/16 :T (3 days inside target :rotfl:. As soon as any money withdrawn will go back to 1/9/16, 1 day outside target :o)
    Debt to Mr GG (once rent money has been paid later today) - 53.7k :T.
    Total paid off Mr GG debt after rent money paid - £31,998 :T
    Money to find to hit 32k - £1.93 :T

    Exciting money discoveries made:
    3 reg savers were being fed at end of month. Have withdrawn cash from offset to make extra payment at start of March, then will be paid at start of April etc.
    Additional interest earned, net of tax and taking into account additional offset interest charged: £1.57 :rotfl:. Still, it's the principle which counts, right?

    Off to colour squares in :D.

    Nice going Gally Girl.
  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning.... up since stupid o'clock with aching legs (wondering if I maybe sleep-ran last night ).

    You should teach me how to do that, would save a lot of time :rotfl:
  • SmileyG_2
    SmileyG_2 Posts: 359 Forumite
    You should teach me how to do that, would save a lot of time :rotfl:

    I currently have aching legs all the time, not just in the morning!!
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I've heard dispersable aspirin helps with restless leg syndrome ... Not sure if it would help with aches though

    Well done on the achievements :)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    gallygirl wrote: »
    Morning.... up since stupid o'clock with aching legs (wondering if I maybe sleep-ran last night :think:). At least it's the 1st, so more time to play with spreadsheets :D.

    Total debt - 114.5k :T
    Squares on house to fill in - 2 :T
    Pay off date 28/8/16 :T (3 days inside target :rotfl:. As soon as any money withdrawn will go back to 1/9/16, 1 day outside target :o)
    Debt to Mr GG (once rent money has been paid later today) - 53.7k :T.
    Total paid off Mr GG debt after rent money paid - £31,998 :T
    Money to find to hit 32k - £1.93 :T

    Exciting money discoveries made:
    3 reg savers were being fed at end of month. Have withdrawn cash from offset to make extra payment at start of March, then will be paid at start of April etc.
    Additional interest earned, net of tax and taking into account additional offset interest charged: £1.57 :rotfl:. Still, it's the principle which counts, right?

    Off to colour squares in :D.

    Well done GG. That looks like loads of progress. :T:T:T
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ebay update:
    Hobbs trousers selling at 2.99
    Hobbs cords selling at 2.99
    Alexon cardi selling at 2.99
    LK Bennett shirt selling at 2.99
    M&Co dress selling at 3.19..........with 9 watchers.

    nae class giving-thumbs-down-smiley-emoticon.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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