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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hope you feel better GG x
    MFW 67 - Finally mortgage free! 💙😁
  • Aw sorry youre poorly - feel better soon :)
  • Morning GG, hope you managed to get some sleep. I guess when a headache is that bad it's hard to find painkillers to touch it.

    Take care Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Get well soon x
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Hope you're feeling better this morning GG..:hello:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's swapped sides so that has added a bit of variety :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    gallygirl wrote: »
    It's swapped sides so that has added a bit of variety :o.

    Shake your head!?!? It might even it out... :rotfl:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Hope you fell better soon GG...headaches are just awful when you can't shake them...

    MCI
    xxx
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks Froggy. Tried that but it went 'clunk' and stayed back over the other side :o.

    £4.86 quidco paid off Mr GG debt.

    Was going to do a 69p Tillytidy but saw something interesting....... £1.69 Tillytidied instead.

    Debt to Mr GG now £56, 999.18 :T.

    Cell on spreadsheet automatically turned green - thanks Lois :D.

    Lodger in debt paid rent, £100 off arrears in last 2 weeks and finally have more than 7p in offset :rotfl:. That has knocked net debt on own house plus btl (all done as 1 mortgage, keep up ;)) 2 down to £95,944 :T. Again, cell on spreadsheet automatically turned green - thanks Lois :D.

    It's all happening here folks :rotfl:.

    Em, Looooooiiiiiissssssss......... em........ just noticed that spreadsheet also turns green when debt pops back up over another 1k, due to interest added................................:o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    gallygirl wrote: »
    Em, Looooooiiiiiissssssss......... em........ just noticed that spreadsheet also turns green when debt pops back up over another 1k, due to interest added................................:o.

    No problem. I'll fix that and email it to you again. But first you have to tell me which you would prefer.

    Option 1: It goes green every time it goes down to a different thousand bracket - so if it goes back up it stays the default colour, but when it comes back down again it goes green again for the same step. This is probably what you want if it has gone up at some point in the past or might do so again - for example if you have a flexible mortgage and can borrow back your OPs in an emergency.

    Option 2: It goes green only when it gets to a new thousand bracket that it has never got to before. This is probably what you want if interest added is the only reason it ever goes up.

    Once you let me know which you'd like, it'll take me about 30 seconds to sort it for you. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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