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A Payment A Day - Part 10!

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  • Aargh! :eek: I have nothing to PAD! Booo! I do have a £100 John Lewis voucher that could do with turning into cash and then I could wack that on to a CC but nooo it sits there looking at me and I don't even shop there! :think: Sorry guys... Have a great day y'all xx

    Hve you considered selling them on ebay,they normally sell close to face valuetreeswing.gif
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • saorsie
    saorsie Posts: 1,905 Forumite
    £2.50 to random savings pot please Flyin'

    Yeah to boy Scary :T

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Silaqui wrote: »
    I am annoyed today as I weighed myself at the gym last night and I have stayed EXACTLY the same - despite eating banana for breakfast, salad for lunches, and teeny tiny portions of dinner as well as going to the gym. So demotivating, how is that even possible? I have had the odd snack but literally 1 quality street every night, and considering I'm eating so much less anyway it shouldn't have made a difference. AAARGHH!!!

    When I first tried to lose weight, i cut down my portions, tried to cut out junk, eat healthily and went to the gym. And I had the same problem as you.

    So, I kept a food diary and realised I was eating more calories than I thought. Too much to lose lbs. Those odd little snacks tend to be laden with calories and fat, and they soon add up! :eek:

    Not saying that is what's happened here, but keeping a food diary will help to recognise anything like that. Also, you can then keep an eye on nutrient levels (ie, is there enough protein, carbs, etc etc).

    Gets a bit bl00dy boring though! And like Psycho says, muscle weighs more than fat. :)

    I am still in agony from Shred on Sunday! Went to Qi Kwan Do last night, which was great fun. Exhausting, but boy did I enjoy taking all my stress out on the mats!!!!!

    Hope everyone is well! :D

    xx
    February wins: Theatre tickets
  • L-M
    L-M Posts: 202 Forumite
    Hello lovely padders:D

    I have been AWOL for a while:o but I now have a laptop that actually blooming works so I'm back to padding, I have been making some payments but without this thread I really do lose motivation!

    So I hope you are all well, and I hope we all have a fantastic and padtastic 2011:D

    My PAD for today is £20 to vanquis cc
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    43p to virgin CC for me please :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, another £1 to Barclaycard today.

    Back to work for another 7 days now. :( Did Shred level 2 this morning and was knackered after it. :o
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    sahybo - level 2!!!! I don't know how you do it - I still struggle with Level 1!

    Feeling a little more positive about everything today - though still have this bloomin headache! (think it may be delayed rection/shock from the car accident)

    PAD £27.38 towards halicrap CC today!
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • It's a boy ;)



    Awwww :D

    Not sure another man in the world is a good thing... :cool::rotfl:

    :rotfl::rotfl::rotfl::rotfl:
    Very true... send him back where he came from quick!


    :T:rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Erm, can I just ask... what is the 'shred' you're all on about??? Are you all secret knitters for the breakfast cereal that Nannas make?


    Can't speak for anyone else but I'm a tad of a sock knitter but prefer crochet.......I don't have a tv so who's this nana?

    I did think that!! :rotfl: Mine is from Glenrothes.... I don't listen to what he is saying half the time as I'm too busy swooning at his accent. :o


    Och sorry I haven't been on here for a few days...Been sick (head sick) and like got a whopping eek of a bill from Plusnet cos someone in the block hacked my wifi :( so no padding till next week and that's near enough just to pay the Plusnet bill plus my regular £75-80 extra on my loan...Budget (for next month) starts next week and praying it's better than this month - serious eek

    Anyhow - glenrothes?That's fife right? Slightly more north of you but never mind....

    Just sitting here waiting for postie and debating lunch - but really must get a few chores done :(

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Hi all :hello:and hi to any newbies :hello:and returning oldies (Twinkle ;):wave: )

    Forgot to pad yesterday :o

    Sorry to hear about your crappy week Minnime :eek: hope your feeling better soon

    DS2 has had the flat fumigated and the landlord is buying them a new bed! He also paid for their clothes to be cleaned as they found the bugs all over the wardrobe _pale__pale_

    DS1's partner had another miscarriage yesterday :( the hospital said that if it happens again they will start to investigate!!

    Thanks Euro re the glasses - I'll have a look.

    Pad for yesterday and today is £2.97 ISA, 50p jar and £5 cap1 pls FF

    £8.47
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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