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A Payment A Day - Part 10!

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Comments

  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Wow retired - a huuuuuge PAD - well done you !!

    Hope everyone is OK. I am finally getting home internet tomorrow so can again update at weekends !!

    Saturday, Sunday and Today PADs total £92.35 to various pots please!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    £10 to the overdraft this morning.
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi everyone.

    My usual loan payment came out of my account today towards the loan. This is the usual monthly payment that I make. Can I count this as a PAD or is that cheating?

    Thanks

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    I count my usual repayments - for me, PADding is about making regular payments, not just about overpaying.
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks mrsb.

    On that note, £148.61 (loan payment) and £1.20 to PAD today so a total of £149.81 for me today please Erme.

    Oooh I'm very chuffed with that one! :T
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    Congrats girlatplay!

    Another £25 from me this afternoon.
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • A slight dilemma here.
    I went online to my bank account earlier and there is an item that has been paid in today called EHL Cashback. It's for £15. I have not a clue what it's for. I've looked up EHL on the internet and there is Euro Hockey League, English Hockey League, some company that does ingredients for food, another that has something to do with nappies. Nothing I've read looks remotely like anyone I've ever done business with. The money has been paid into my personal account as a giro credit. I've been in touch with Santander and they can't tell me yet but they are going to trace it and write to me in about a week (yeah right). My main concern is that it isn't suddenly removed because I'm currently sailing close to the wind with my overdraft. I've no problem with returning it to its rightful owner but I don't want to forget about it in the coming weeks and it's suddenly gone and left me in unauthorised overdraft territory.
    I got the same the other day, Paul. I've just remembered what it was, though - I switched energy suppliers a couple of months ago using Energy HelpLine, and forgot that one of the benefits was, guess what, a £15 cashback. Mystery solved.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Could you please add an extra 10p for me today? My overpayment was £1.30 not £1.20 d'oh! :o:o
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • PAD of £487.89

    Well it's four PADs really as I haven't been keeping up lately.
  • £12.53 please Erme :D
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
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