We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A Payment A Day - Part 10!
Options
Comments
-
Been a bit quiet over the past few days - still haven't received my new modem from sky grrrrr :mad:
Anyway £65.88 for me today, normal direct debit payment to the Halifax CC.Debt £31,184.05 - DFD - Jan 2015!!!Next target - Barclaycard £1000.00/965.29PAD from 20.12.10 ~ £1318.29NSD Challenge ~ Jan 10/10, Feb 10/10, March 10/13£365 in £365 Challenge ~ £120.06Sealed Pot Challenge member #11540 -
Morning folks
A biggie today FF of £120 as budgets are looking OK - over 50% of the way to my "cash for taxman" stamp duty fund, yay but grrr. lol.
Eyes down for another week of padding folks!!Debt Free 25th August 2010 with PAD !!TARGETS :
:D
Save 12k in 2013: #068 : £7,305/£12,0000 -
£1.00 for me todayLBM .Aug 2010,Total Debts £11317.59,Overdraft £1805.75, CC1 £3529.59,CC2 £3145.00,Council Tax £1100.00, HMRC £678.00,Friends £960.
OMG how did that happen
14,Mar 2011,Total Debts £9736,Overdraft £1760, CC1 £3514.,CC2 £3147.,Council Tax £342.00, HMRC £433.,Friends £540.:T
baby steps paid 14% of debt.:j0 -
psychopathbabble wrote: »Been a bit slack on the MSE front as I've spent 4 nights this week with MrS.... :happyhear
Glad to hear things with Mr Scottish are going well, psychopathbabble
It's a lovely round pound for me today.
£1.00 thanks f_fI myself am made entirely of flaws, stitched together with good intentions...0 -
morning,
£1.38 to my car fund today please to round down account£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Hi All
I keep coming and going from this thread - so much else to do - so here is me for today.
£188.98
Our debt increased through 2010, at one point reaching almost £23K, not counting two loans and the mortgage.
It is now down to £20K, 11 payments left on Loan 1 , 35 left on Loan 2.
I have done a snowball using make sense of cards and by careful planning, store cupboard and freezer use - this £20K should be 0 by July 2012, but am aiming for April 2012.
We are expecting an insurance payout this year, somewhere between £10K - £15K, but that is not going to the debts as apart from the main one which is 6.9% LOB - they are all at 0%. That will be going to the mortgage to give us a head start on that - it is part endowment and will not be enough to pay off :mad: the endowment part.
From April last year I kept a household spend diary and it makes scary reading
Groceries £5766.96 just over £640 average per month
Eating out/Takeaway £429.6 just over £47 per month
The other main expense was leisure. gym, badminton clubs, fishing and DS driving lessons.
I will definitely be reviewing all these - there are only 3 adults in the house, although DS can eat for England, so sometimes seems like 5 or more are being fed.
Speak again soon x0 -
Morning all. I feel terrible today - every muscle in my body hurts. Not just a little bit, either
£1.35 from me todayDon't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0 -
angelicmary85 wrote: »Awwww...how sweet of you to saypsychopathbabble wrote: »Been a bit slack on the MSE front as I've spent 4 nights this week with MrS.... :happyhear
Aaaaaah :T :T :T :T
:eek: :eek: :eek: That's some grocery bill gilly!Groceries £5766.96 just over £640 average per month
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
You were awesome EE - you had a register and everything!Eager_Elephant wrote: »Ahem!!! What about me - I am sure I was the harshest of all?? :rotfl:
EE
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
morning all.
Hope everyone has a great weekend. We hit the sales, came away with lots and lots of bargins - and the best bit? All except £38 was paid for using vouchers!!
No PAD here I'm afraid - am left with £1.22 until pay day on friday! BUT did get my mint statement through and, I'm not sure how, but I have overpaid it, so bneed to see how I go about getting the £180 sitting on it back!!New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards