A Payment A Day - Part 10!

saorsie

£3.87 today to random short term savings

-s-

retiredandskint

Well done i.m hart, doesn't matter how big or small just to see that zero balance is always good.:T

64p towards OH's cc.

Allie_Ballie_Bee

£1.20 please.

Brrr its cold here. :cool:

psychopathbabble

I'll count if you want, just remind me!!

MiaowMiaow

£1.00 for me today please:)

canidothis

Hi guys, hope its ok to pop in and gatecrash and ask a question - I want to start chipping away at the old cc bills, when you guys post on here for example ".67p to cc "are you actually pinging it over to the bill or do you put these odd bits of cash into a jam jar and pay to the cc/bill when you have a bit of a bigger amount of money??

Love to know how you do it and pick up some ideas, thanks x

canidothis

retiredandskint wrote: »

Well done i.m hart, doesn't matter how big or small just to see that zero balance is always good.:T

64p towards OH's cc.

Not sure if its polite to ask, but im interested in how you guys do the payment a day - for example has your 64p already been sent to the cc or is it in a jam jar waiting to become a bigger amount of money?

I really want to starting chipping away at my CC and would love to pick up some tips x

nickynoo08

Evening all,

Pad today is £1 to my xmas fund please

hi canidothis - my online cc i pay the odds n sods straight to the acc, but my OH's cc isn't online so i put the little bits in a seperate pot till the bill comes in and pay it in then plus the usual payment. HTH

sophia-abigail-mummy

Little_bit_dizzy wrote: »

Back again - a deep delve into the bottom of my handbag produced a result of 16p to the change pot and I've just been 'tidying up' the bank accounts online by rounding down, another £1.34, so

£1.50 please Saorsie

Poor you sophia-abigail-mummy, at least the dog only wanted a wee Hope your little one is feeling much better soon

Hi Little bit dizzy thanks she has been being sick all day hopefully just 24hr bug. Asleep now but worried she will be sick again in night.
:beer: hears to lie ins in the morning hopefully:)

Erme

flying_fresian wrote: »

It. Felt. AMAZING

There's a giant weight that lifts off your shoulders when you pay the final payment. My figures are in my signature - I cleared over £9,000 in 25 months, so it's doable, you just have to plug at it.

I'm now PADding to savings and find that I get massive satisfaction from seeing the balance go up - when I was PADding before it was to see balances go down :rotfl:

I always point people to this thread when they talk about their debts. PAD doesn't work for everyone, but without it I would be in more debt than £9,000 and I would be miserable. With this one simple idea and the support of so many PADders I'm proud to be debt-free. Thanks guys :T

This is an amazing story - nice, positive and too the point and thankyou so much for sharing....currently in my debt busting I've only busted about £4k in two years but even so...it's better than nothing and better than consolidating

So this is an expensive (supposed to be frugal) way over budget w/e I'm having in North scotland but hey ho tis fun and my first holiday in yonks and the accomodation was only £20 (£10 to the KKK for board and £10 to friend for looking after ratties)...Alas train fare was supposed to be £15.50 and is now upto £22.90 cos I changed trains home tonight but that's still cheaper than a standard single

Basically the thrift stores round here are just toogood and I have very little that fits these days..Only think I've restrained myself from buying is a £7.50 coat in Dingwall in what must be one of the best thrift stores in the entire country (it's a community project)...70p for coffee and you can get an entire wardrobe for £2.50 if you go upstairs in the 'jumble'...

And now back aches and I really MUST get to bed...

Night night padders


E
pS. Sleep v much improved since being here...going to bed 9.30/10 - up at 6 :T

psychopathbabble wrote: »

Hehe I'm just indulging in a hot chocolate and amaretto before I have a bath... go on Dizzy!