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A Payment A Day - Part 10!
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£50 for me today, meaning I've cleared £870 from my last CC this month.
That's the last of my larger payments until payday. I'm going to try to make smaller payments to get to £900 paid.Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100 -
Hello all, well I'm a right lazy sort to be honest but have been reading through some diaries and feel I need to start doing something about it so...can I join you pls?
Going to PAD to my June fund for now..so i can have fun at my friends wedding and treat my lovely sister to some fun stuff when she comes over from Oz on hols. There's a whole British pound in the account already so here's my plan:
Get paid :j
Take all bills money out and divide the rest by the 4 weeks of the month for spending (as I do now)
Take £10 off each weekly spends amount and PAD this over.
Also pay in the money from my pig to this account once a week. He houses anything under £1 that ends up in my purse.
Does this sound sensible? No idea if the £10 a week thing is reasonable as I've not tried it yet! but will start this from the beginning of next month and do wee PADs in the meantime to get me started.
I can do this all weekly so long as I save something daily to it. Is that right?
Thanks all.'The road to a friends house is never long'0 -
£50 today please :TErrrr...come back later0
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Hi Souk, welcome to the PAD thread! You can pad as much or as little as you want... no rules here xBecame Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Right oh, can I make £1 my first PAD then.
Thanks X'The road to a friends house is never long'0 -
£31.11 for me to the furnishing pot today please. Still waiting to exchange but all signs are still good. Back to work now.....Debt Free 25th August 2010 with PAD !!TARGETS :
:D
Save 12k in 2013: #068 : £7,305/£12,0000 -
£50 please... need to try and bump up my credit union savings to £350 to start borrowing from them at 12.7% which would work out cheaper for me. All very complicated!!Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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flying_fresian wrote: »Cheque is cleared :j
I would therefore like to pay off Mr F's credit card/overdraft today which is a PAD of £1522.60
Oooh...congrats!! :j:beer:Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
What ho chaps.
A tiddly £2 into my £1 pot for me today please.
I'm feeling a little disheartened lately as I've put back on a few lbs I'd lost, and it's looking likely that i'll not be able to save anything next month worth a damn - in fact I might have to dip into savings to cover the backlash from all my recent spends. Le sigh.
Oh well. I guess most of my annual expenses are now done, so there is a silver lining. Must try not to grumble, and I will just scoot any loose change I can as PaDs instead.
*meep*Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
£9.33 for me today please to cap one.Payment A Day £15 (started 17/5/14) :j0
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