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A Payment A Day - Part 10!
Comments
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Have no spare cash to pad today but have had some good news i thought i'd share.
I've just recieved a letter from my mortgage company letting me know my new monthly payment as my fixed term has just finished and its gonna be over £200 less a month:j
So the 'extra' money i'll be able to throw at my loan and it should be clear by the end of the yr, a whopping 36months early:T
Roll on the 1st when i can make my first 'extra' pad payment:D£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
That is excellent news Nicky!! XBecame Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Hi all...a whistlestop for me I'm afraid...
Please put me down for £16.85 for the past few days and to take me up until Friday.
PaDs will be teeny from me for the next few weeks as I've just spent around £380 on a new crash helmet and servicing my mc...£110ish on mc luggage, straps and grips...£200ish on car insurance....and £440ish on servicing my car :eek: Yipes. Looks like my savings will be taking a bit of a dent next month.
Hope everyone's well. Will try and catch up on a less stressful day.
*murp*Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
Apologies for the late announcement Peeps ~ yesterday's PAD's totalled a wholesome £180.36 :T
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
nickynoo08 wrote: »Have no spare cash to pad today but have had some good news i thought i'd share.
I've just recieved a letter from my mortgage company letting me know my new monthly payment as my fixed term has just finished and its gonna be over £200 less a month:j
So the 'extra' money i'll be able to throw at my loan and it should be clear by the end of the yr, a whopping 36months early:T
Roll on the 1st when i can make my first 'extra' pad payment:D
Yes it's great when that happens isn't it? I timed mine better than you. My fixed rate ended just before the base rate (and LIBOR) plumetted. It's been going up a little each quarter since then but never by more than a fiver a month (it's based on LIBOR rather than base rate). I'm still not within £150 of my previous fixed rate but it would only take a 2.25% hike to get there so I do check the base rate/LIBOR news with a little anxiety at times.0 -
£5 for me today please. Hope everyone is well x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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£5.00 for me todayPAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80 -
A PAD of £5.00 today please
xx:)0 -
Hello all, been missing this thread! Life has been very hectic lately.
I've barely been PAD'ding because all spare money is going to the other half's laptop... still, that'll be paid by the end of the month and all indications are that I should be able to put £800 towards debt in April.
I did PAD today but I can't remember the amount.... just say £6 as it was around there.*Insert interesting words here*0 -
£1.11 for me today please...only 13 days till payday :eek:0
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