A Payment A Day - Part 10!

sophia-abigail-mummy

Hi everyone small pad of £1.00 where is everyone at the moment?
Dizzy - I agree with the premium bonds options but as you said just make sure you cash them prior to 0% finishing.
hope all are well
Clare

LondonAndy

Howdy. Back nice and early from my trip!!

£10 please!

psychopathbabble

Good morning all!

I have another carpet crisis - this time its a mark from lilies... How can carpet cleaner get rid of hair dye but not that yellow stuff!! Tips on a postcard please.

Another question - do any of you have savings with a credit union? I am wondering how easy it is to access the money you have saved? Thinking about chucking all my spare pennies into there for myholiday so I don't spend it...

Payday tomorrow but still skint... Shouldn't be going on holiday at all so ill have to start watching my pennies again for sure.

boysma

psychopathbabble wrote: »

Good morning all!


Another question - do any of you have savings with a credit union? I am wondering how easy it is to access the money you have saved? Thinking about chucking all my spare pennies into there for myholiday so I don't spend it...

Hi Psycho - yes i have savings with credit union. At my local one to get savings out you just fill in a form and they write you a cheque there and then. However I think they all differ slightly so would be worth checking before opening an account - hth:)

kashton_2

Hey all,

Mind if i join you? got £27k to clear so coul do with all your motivation and tips on becoming debt free, i am desperate now,

Have tried all the online daily clicks etc but coz i work full time there just isnt enough hours in the day! i HATE my job and am looking into becoming self employed at the beginning of april but need a kick up the rear end to learn all the paperwork!!

Anyway am rambling....

My first PAD is £31.20 to various sources

Thanks

sunshineyday

morning everyone

£20 to Next bill today please jj,

sunshineyday

kashton wrote: »

Hey all,

Mind if i join you? got £27k to clear so coul do with all your motivation and tips on becoming debt free, i am desperate now,

Have tried all the online daily clicks etc but coz i work full time there just isnt enough hours in the day! i HATE my job and am looking into becoming self employed at the beginning of april but need a kick up the rear end to learn all the paperwork!!

Anyway am rambling....

My first PAD is £31.20 to various sources

Thanks

welcome Kashton :wave: be warned this padding is addictive :DI'm not very good (still manage to waste money on stupid stuff) and can usually only pad a very small amount (£1) but I still feel compelled to do it now and know that the debt is coming down slowly but surely, good luck!

kashton_2

Looks like i messed up with my payment "rolls eyes" Have found out the AA are now charging interest as we had a late payment on 0% and have now lost that deal so had to just stump up another £50 Am nw feeling VERY sorry for myself, debt up to £29k!!!

Little_bit_dizzy

mumofthreemonkies83 wrote: »

I paid MIL the last £150 I owed her. Although great as it means im another debt down its horrible as im totally skint now

Bad that you're skint, but very, very good that another debt has bitten the dust!!! Well done you and hope it inspires you for the remainder...

psychopathbabble wrote: »

I have another carpet crisis - this time its a mark from lilies... How can carpet cleaner get rid of hair dye but not that yellow stuff!! Tips on a postcard please.

Pscho, really sorry but from experience I have never found anything to get rid of the bl00dy marks that lilies cause. Does anyone out there have a foolproof way??

kashton wrote: »

Hey all,

Mind if i join you? got £27k to clear so coul do with all your motivation and tips on becoming debt free

Hi kashton, welcome to PAD-land. Good luck getting the debt down, it can be done, there is loads of inspiration on this thread from people who have plugged away and eventually become debt free!

Another £1.00 to the pot for me please JJ, and thanks from me too for taking care of the February Counting Duties. Anyone know if there is a March Counter-Upper?

nickynoo08

Afternoon all,

Welcome kashton:D

my pad today is £5 to my tesco stamps. Now have £22 in my purse that need to be changed into stamps before they end up getting spent on rubbish:o