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A Payment A Day - Part 10!

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Comments

  • boysma
    boysma Posts: 828 Forumite
    Thanks everyone! I could talk about him all day long but I won't bore you too much....

    I'll just say that he makes me feel amazing, inside and out! Valentines day he cooked me dinner and set up a table in his living room with candles, heart lights, flowers, chocolates and pink champagne!

    Oh you lucky thing - but hey you so deserve it:A
    Payment A Day £15 (started 17/5/14) :j
  • saorsie
    saorsie Posts: 1,905 Forumite
    Thanks everyone! I could talk about him all day long but I won't bore you too much....

    I'll just say that he makes me feel amazing, inside and out! Valentines day he cooked me dinner and set up a table in his living room with candles, heart lights, flowers, chocolates and pink champagne!

    Heeeeey ~ who said romance is dead?! :D That sounds really lovely Psycho ~ so pleased for you x

    £5 from me please jj to the usual random short term savings

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • I think I've found a good one :-)

    Hugs to anyone that needs them, hope the MIA come back soon and well done to those who paid a debt off x

    Sorry FH I can't help you but might be worth posting on the insurance or transport boards?


    Need some advice from you worldy wise bods on the subject of loss adjusters.

    Last night an uninsured and very drunk driver wrote my parked car off(Known as Colin the Corsa and much loved despite being a little saggy round the edges) - this morning he is in police custody (not Colin!) nursing a hangover, a black eye from his girlfriend and feeling v sorry for himself - shame!

    Insurance co have so far been excellent - however - at some point in the very near future a loss adjustor is going to offer me an insulting low amount of money for my car which I am supposed to refuse and we are to go through this process until either I tire of him or he offers a reasonable sum of money.

    Advice required is - does anyone have any experience of this and can they offer pearls of wisdom?

    Because he is uninsured I will have to pay excesses which will then be claimed back through the court and returned to me however I do need a new Colin asap for my job and don't have much spare wonga to purchase anything whilst waiting for court cases etc.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • evening peeps,
    can I sneak in an extra pad of £2 please to my save all your £2 coin tin.

    Forever hoping - sorry to hear about your car, can't offer any useful advice I'm afraid but I hope you get things sorted out quickly and easily, xx
  • Hi all,hope your ok,just popping in quickly as I'm busy icing a cake for my dd2 1st birthday tomorrow (my baby is fast becoming an independant toddler,*sob:rotfl:).Prob not a good idea to be doing it while drinking wine (a v rare occurance I might add.)
    My PAD is 1.50 please Jue.Hugs to all x
    :female:Our 2 gorgeous little girls born 2006 and 2010
    First House Deposit - £90.00:j
    DFW Nerd Member 1143 ;)Orig debt app £12000.00 :eek:
    Total Joint Debt ( Mar 2012)£3208.25

  • hi everyone back again.
    No pad but just realised forgot to thank dizzy for lens and glasses info.
    Just been out to dinner with the girls feeling little tipsy now.
    night everyone
    Two months minimum bills 57%

    Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Just popping in to PAD £10 to lltsb o/d please - ju tk you!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Hi,

    A bit late I know, or early if I dare say. I've been asleep most of the day with the sniffles and keep waking up in a sweat.

    A
    £1-00 for me today. Again.:o

    polka purpura
    PAD to date: £1166-22

    Pay off as much as you can #127: £4,600 (£2,300 debt / £2,300 saved)in 2011.£660 / £4,600.(debt paid 28.7%; target 14.3%).

    Sealed pot challenge 1292: £0 (target £600 by 31-12-11)
  • polka_purpura
    polka_purpura Posts: 173 Forumite
    edited 20 February 2011 at 5:06AM
    I'm a bit scared at how fast we have grown to care about each other so much.

    Go with the flow and enjoy nothing else for it.
    On the pad side, I'm really tempted to book myself on my friends inca tril trip in September but it means finding £300 per month between now and then which is so not goingto happen. I'm hoping it kicks my debt busting back into action thouh!!

    Happy Saturday to all x

    When do you need to book by? Is it possible to keep an optional pot and if you decide one way or the other...

    It is certainly a worthwhile trip.

    Maybe you need targets for each of the costs. eg flight, cash, trail costs, accommodation..

    This is a fantastic goal to have and adds an extra purpose to debt busting. The date can always be reviewed if necessary.

    It makes me realise I need something more concrete than a debt free date. Some sort of reward to strive for to make debt busting more purposeful.

    polka purpura

    ETA just seen your car post - I don't drive unfortunatly so can't help with that one. All the best on getting it sorted though.
    PAD to date: £1166-22

    Pay off as much as you can #127: £4,600 (£2,300 debt / £2,300 saved)in 2011.£660 / £4,600.(debt paid 28.7%; target 14.3%).

    Sealed pot challenge 1292: £0 (target £600 by 31-12-11)
  • juliejim
    juliejim Posts: 7,944 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning All

    PADs totalled £548.11 yesterday.

    Have a good day all

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
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