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Palema’s quest for a place to call home

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  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a good weekend.
    Was at the osteopath the other day.
    Need to go back soon I think/.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 28 March 2011 at 8:26PM
    Hi everyone.
    Well its Payday again! :D

    NSD today as well.

    My Budget this month is as follows:

    [FONT=&quot]Income[/FONT]
    [FONT=&quot]Monthly income after tax - £1232.34[/FONT]
    [FONT=&quot]Current Account Reward - £5.00[/FONT]
    [FONT=&quot]Plus some babysitting
    [/FONT][FONT=&quot]
    Account fees[/FONT]

    [FONT=&quot]Account fee - £13 [/FONT][FONT=&quot]
    Monthly Expense Details
    Direct Debits[/FONT]

    [FONT=&quot]Rent - £200
    Mobile phone- £0 :j:D[/FONT]
    [FONT=&quot]Cinema Card - £14 [/FONT]
    [FONT=&quot]Speedway support - £10[/FONT]
    [FONT=&quot]Total - £224[/FONT]
    [FONT=&quot]Savings accounts[/FONT]

    Santander 1st Homebuyer - £300 (2nd of the Month)
    [FONT=&quot]ISA - £100 [/FONT]
    [FONT=&quot]Holidays and Social - £100[/FONT]
    [FONT=&quot]Car (including MOT, maintenance and Road Tax) - £50[/FONT]
    [FONT=&quot]Present Fund - £40[/FONT]
    [FONT=&quot]POD (Prescription, Optical, Dental) - £30[/FONT]
    [FONT=&quot]Clothes - £20[/FONT]
    VSP account - £14.34
    [FONT=&quot]Work Christmas savings -£10[/FONT]

    [FONT=&quot]Total - £664.34[/FONT]
    [FONT=&quot]
    Other Spends
    [/FONT]
    [FONT=&quot]Petrol/diesel - £100[/FONT]
    [FONT=&quot]Me money - £200[/FONT]

    Savings totals so far

    Santander 1st Homebuyer - £2700
    [FONT=&quot]ISA - £105[/FONT]
    [FONT=&quot]Holidays and Social - £200[/FONT]
    [FONT=&quot]Car (including MOT, maintenance and Road Tax) - £55[/FONT]
    [FONT=&quot]Present Fund - £45[/FONT]
    [FONT=&quot]POD (Prescription, Optical, Dental) - £35[/FONT]
    [FONT=&quot]Clothes - £30[/FONT]
    [FONT=&quot]AA Savings (VSP) - [FONT=&quot]£125.85[/FONT][/FONT]
    [FONT=&quot]Work Christmas savings - £30[/FONT]
    My Niece's savings - £50

    I have added savings for my niece - I am going to put £5 away each month for my her and the idea I have had is to give her the lump sum on her 18th or 21st birthday I haven't decided which yet!

    April events
    Off on holiday next week for a week. Day trip to Berwick planned.
    Lots of speedway :D
    Weightwatcher training weekend.

    P
    X

  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All looking good me thinks :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone
    I have had a spendy day today on sweet and savoury snacks :eek:
    Also my payment for my WW training weekend and some books from the book people that I think will be good for work and my niece and one for me (That was an Anne Frank book)

    Today's spends
    £9.93 - Snacks
    £50 - WW trainer
    £27.54 - Books from the book people
    Total - £87.47

    P
    X
    beanielou wrote: »
    All looking good me thinks :grin:

    Thanks Beanie
    X
  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh what Ann Frank book then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Oh what Ann Frank book then?

    THIS ONE
    P
    X
  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looks a good book :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    beanielou wrote: »
    Looks a good book :)

    Will let you know what it's like once I have read it Beanie
    X
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 March 2011 at 7:30PM
    Hi everyone
    Another spend day today.
    Sent all my WW stuff away and go away on my training weekend on Friday :eek: It's come around so quickly.
    I am off on holiday next week from work although I have to go in next Wednesday for in-service day. I'm off on a day trip on Tuesday, Osteopath Thursday lunchtime and that's about all I have planned next week! Bonus is my parents are away for the week so I get the house all to myself :D

    Today's spends
    £34 - Osteopath
    £35.88 - Waxing
    £3 - Parking
    Total £72.88

    P
    X
  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have you far to go for the training?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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