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Palema’s quest for a place to call home
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Woo to lots of speedway and the house to yourself, Bah to missing the grudge match on friday night. I'm missing ours tonight again as I have 5 Avon customers still to deliver to and want/need to get those done so I can get the money paid in tomorrow.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi everyone
Well tomorrow is D-Day off to EK for WW leader training :eek::eek:
Missing the speedway tomorrow too - Have been practising my rain dance but as per usual it probably will not work
Filled the car up today and I bought some grapes for snacks for the weekend along with a few other bits and pieces!
Today's spends
£32 - Fuel
£10 - Work Christmas fund
£4 - Grapes
Total £46
Maybe online tomorrow or Saturday night as I am taking my laptop with me to watch the speedway updates!
Have a great weekend all
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Hope it all goes well tomorrow
Do they have speedway at Knockhill?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi everyone
it's been a busy weekend - Very full on but absolutely brilliantFriday and Saturday went very very quickly so I am hoping that today will go the same
Rain dance didn't work on Friday night but the boys did well and wonalthough 1 of them did get knocked out in a crash and was taken to hospital
Bonus of this weekend is my car has been parked since 830am Friday in the hotel car park and all my meals have been paid for
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Hope it all goes well tomorrow
Do they have speedway at Knockhill?
Speedway is in Armadale Beanie - Knockhill is more Superbikes and car racing.
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Hi everyone
Well I am home and very tired. I have had a fantastic weekend so much fun and have learnt alot. I am off into meetings next week to do Weigh In, my story, meeting chat AND the getting started session with new members. :eek::eek:
I then have another couple of meetings next week and an admin workshop then 2 more classes the week after and another practical workshop. So it is all going to be pretty usy over the next month or so. The trainers were saying we could be running our own classes by June :eek: That is a little scary! So Glad I'm off work this week!
We were all talking over the weekend and one or two were saying they have or are considering getting a mobile phone just for their meetings/ members - I am swithering about this as I do think it is a great idea, thinking PAYG any suggestions from anyone would be gratefully appreciated.
Once I am up and running I am going to set up a facebook page and an email address just for my members as well. I think it will help me too, to keep these seperate.
No money news as didn't spend a penny over the weekend and took cans of juice with me
Enjoy your week
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Hi everyone
Am having a very busy and tiring week off work!
Didn't do a great deal on Monday, bought my dress for my friends wedding next month HERE for those who want to have a sneaky peek!!And did a Boots shop
Yesterday I went to Berwick with a couple of friends - was a lovely day but I spent quite a bit! Including a necklace to go with my pretty dressI was at a WW meeting last night weighing people and did the meeting talk, I was so nervous as it was my leaders other class :eek:
Today I have had inservice day at work, I then did my Gran's shopping now at home and in bed.
Monday's spends
£12.80 Boots
Total £12.80
Tuesday's spends
£14.50 Lunch
£6.30 Ice cream (for 3)
£15 Necklace
£7.61 Tesco
£1.90 WW mag
Total £45.31
NSD today :j:j
I have the Osteopath tomorrow and I am off to another WW meeting tomorrow night as part of my training
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Dress is fab.
Do you go to the osteopath often?
I can only go every 3 months or so.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dress is fab.
Do you go to the osteopath often?
I can only go every 3 months or so.
Thanks Beanie
This will be 3rd time in 2 weeks I'll have been at the Osteopath - Trapped a nerve in my neck and its been giving me headaches, went to the doctor on Monday night and have been given anti-inflamitories to try release it
I really can't afford it, may have to go on my Pink Friend until next month :eek: The thing is it works so I don't mind paying for it.
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Got you.
The anti inflamitories are a bit hit or miss.
My current ones are narproxen.
Also take muscle relaxants every day.Pah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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