We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Palema’s quest for a place to call home
Comments
-
Hi everyone
Thanks for the dress comments girls - Still in 2 minds about wether to go back and get it although I have seen THIS one in Next that I quite like as well and THIS one from my mum's catalogue!! I just don't know
I am on my half day from work tomorrow, I was supposed to be going to an early years conference but due to a mix up I am now going on Thursday insteadSo tomorrow is Gran shopping day and a chilled out afternoon!
Today's spends
£35 Fuel for my little car
£3.50 Snacks, cause I am a pig!! :eek:
£1 work birthday
Total £39.50
P
X
0 -
Hi everyone
I should have posted this yesterday but was busy sorting a few other things.
I forgot to amend February's budget, as I ended up paying my phone bill but have not paid anything this month instead
My Budget this month is as follows:
[FONT="]Income[/FONT]
[FONT="]Monthly income after tax - £1259.39[/FONT]
[FONT="]Current Account Reward - £5.00[/FONT]
[FONT="]Plus some babysitting
[/FONT][FONT="]
Account fees[/FONT]
[FONT="]Account fee - £13 (£0.50 into ISA)[/FONT]
[FONT="]
Monthly Expense Details
Direct Debits[/FONT]
[FONT="]Rent - £200
Mobile phone- £0 :j:D[/FONT]
[FONT="]Cinema Card - £14 (£0.50 into ISA)[/FONT]
[FONT="]Speedway support - £10[/FONT]
[FONT="]Total - £224[/FONT]
[FONT="]Savings accounts[/FONT]
Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT="]ISA - £100 [/FONT]
[FONT="]Holidays and Social - £100[/FONT]
[FONT="]Car (including MOT, maintenance and Road Tax) - £50[/FONT]
[FONT="]Present Fund - £40[/FONT]
[FONT="]POD (Prescription, Optical, Dental) - £30[/FONT]
[FONT="]Clothes - £20[/FONT]
[FONT="]AA Savings (VSP) - [FONT="]£18.39[/FONT][/FONT]
[FONT="]Work Christmas savings -£10[/FONT]
[FONT="]Total - £668.39[/FONT]
[FONT="]
Other Spends[/FONT]
[FONT="]Petrol/diesel - £100[/FONT]
[FONT="]Me money - £200[/FONT]
Savings totals so far
Santander 1st Homebuyer - £2400
[FONT="]ISA - £137[/FONT]
[FONT="]Holidays and Social - £210[/FONT]
[FONT="]Car (including MOT, maintenance and Road Tax) - £80[/FONT]
[FONT="]Present Fund - £90[/FONT]
[FONT="]POD (Prescription, Optical, Dental) - £70[/FONT]
[FONT="]Clothes - £40[/FONT]
[FONT="]AA Savings (VSP) - [FONT="]£86.53 [/FONT][/FONT]
[FONT="]Work Christmas savings - £20[/FONT]
That's it for March! I have so far this year managed to not touch most of my savings accounts apart from my ISA and I used that to pay off my netbook and the Neil Diamond tickets I bought! :eek:
I have increased my fuel to £100 as I was close to that last month :eek: I will also be filling the car right up as it is easier for me to do it that way. Bizzarely I filled my car up yesterday and it took only £35 to do so!
My car has its 1st service on the 8th March so will no doubt have to take some money from other accounts then pay back at a later date!
March events
5th - Meeting a friend for dinner and drinks
6th - Visiting a friend from work and taking her out for lunch as she is off after having a major operation.
10th - Speedway Talk in
18th - Friend visiting for a couple of days (cinema trip and a night out planned)
25th - Speedway starts! :j:j
26th - Farewell meeting for a speedway rider in Berwick
27th - 1st Local speedway derby of the season! :eek:
As you can see I have a quiet month ahead!! :rotfl:
Oh and 1st NSD of March today!! Off to early Years Conference tomorrow instead of being at work, Will be nice to get out of the Nursery for a change!
P
X
0 -
Happy Early Years Conference
Is it in Perth?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
-
Think there is one in Perth too about now.
My friend is a childminder & I remember her getting an invitation.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi everyone
I have had a great day at the early years conference. Lots of interesting topics and fun.
Will no doubt have to talk to the rest of my colleagues at work about the day at our in-service day in a few weeks time. :eek:
Today's spends
£2.85 Fruit
P
X
0 -
I just had to google speedway *runs away to hide*The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
0 -
debtbegone wrote: »I just had to google speedway *runs away to hide*
The best I can offer as to an explanation is HERE HERE and HERE These 3 races are 3 of the best I have had the privillage of witnessing live. The 1st was in Poland in 2007, the 2nd Cardiff 2007 and 3rd was in Poland in 2010.
The bikes are 500cc with no brakes and go from a clutch start from 0 to60mph in about 3 seconds!!:eek: Or as I like to put it mad men on bikes without brakes!!
EH will hopefully back me up
I love my speedway and only 21 sleeps until the start of the season :j:j
P
X
0 -
Why do they have 'things' on there back wheel? Is it to funnal the dirt from the track away from thier wheel? Or something else? Also has thier been any really bad crashes? I am guessing there have been crashes...0
-
postingalwaysposting wrote: »Why do they have 'things' on there back wheel? Is it to funnal the dirt from the track away from thier wheel? Or something else? Also has thier been any really bad crashes? I am guessing there have been crashes...
The "thing" on the back wheel is a dirt deflector, its to help the dirt from spraying the other riders and from going into the crowd - It helps a bit!!
Pap you want crashes!!
HERE or the biggie from British speedway last year HERE Believe it or not the guy who crashed in that 1 got up and won the remainder of his races that night.
P
X0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards