Palema’s quest for a place to call home

EssexHebridean

Hope it's better in the morning P - as Beanie says though make sure you give yourself some recovery time if it's needed. xx

Hurrah to unexpected cash too - what a great surprise!

[Deleted User]

Hi everyone
NSD number 12 and PAYDAY Tomorrow!!!:j:j
Feeling OK today apart from lack of voice which is getting a little :mad::mad:
Budget starts tomorrow and I am quite excited about it, as it is also the start of my big push for a house deposit
P
X

beanielou

Glad that you are feeling ok today P
Looking forward to the big budget!

[Deleted User]

Hi everyone
I forgot to add earlier that I checked my mobile phone account today as the girl on Saturday last week said the credit would take a few days to reach my account - It's in :j So that means NO mobile bill this month
The money will be put straight into my Home ISA tomorrow when I get home from work and sort out my savings
P
X

EssexHebridean

:bdaycake:Happy New Budget day for tomorrow P! :bdaycake:

iwantahome

extra in your wages AND extra free mobile month. YEY! :j:j:j

Hope you are feeling better and getting your voice back.

I am looking forward to your big budget post, and hope you are able to stick to it, or stick very close to it and have some fun :rotfl:

good luck
IWAH.
x

romylou_2

Hi Palema

Sorry to hear that you haven't been too well. I've just caught up with your diary ( I really must try harder to keep up with everyone).

Congrats on the no mobile bill for this month. I'm watching your signature and I must say that you are doing very well.

I'm also looking forward to seeing your big budget post. Great Diary so far.:T

[Deleted User]

Hi everyone
Well here it is its PAYDAY!!!!:j:j:j:j
Been feeling pretty sh*tty all day and my voice is still on holiday

My Budget this month is as follows:

[FONT=&quot]Income[/FONT]
[FONT=&quot]Monthly income after tax - £1304.44[/FONT]
[FONT=&quot]Current Account Reward - £5.00[/FONT]
[FONT=&quot]Plus some babysitting - tomorrow I'm babysitting for a couple of kids from work and their 2 older siblings. There is also the money from my taking a little girl to and from school as well will post when I get the money
[/FONT][FONT=&quot]
Account fees[/FONT]
[FONT=&quot]Account fee - £13 (£0.50 into ISA)[/FONT]
[FONT=&quot]
Monthly Expense Details
Direct Debits[/FONT]
[FONT=&quot]Rent - £200
Mobile phone- £0 (£50 into ISA) :j[/FONT]
[FONT=&quot]Cinema Card - £14 (£0.50 into ISA)[/FONT]
[FONT=&quot]Speedway support - £10[/FONT]
[FONT=&quot]Total - £224[/FONT]
[FONT=&quot]Savings accounts[/FONT]

Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT=&quot]ISA - £100 + £127 (£76 over-time and £50 mobile phone money ) Oh and the £1 previously stated![/FONT]
[FONT=&quot]Holidays and Social - £100[/FONT]
[FONT=&quot]Car (including MOT, maintenance and Road Tax) - £50[/FONT]
[FONT=&quot]Present Fund - £40[/FONT]
[FONT=&quot]POD (Prescription, Optical, Dental) - £30[/FONT]
[FONT=&quot]Clothes - £10[/FONT]
[FONT=&quot]AA Savings (VSP) - [FONT=&quot]£14.38[/FONT][/FONT]
[FONT=&quot]Work Christmas savings -£10[/FONT]

[FONT=&quot]Total - £791.38[/FONT]
[FONT=&quot]
Other Spends[/FONT]
[FONT=&quot]Petrol/diesel - £80[/FONT]
[FONT=&quot]Me money - £200[/FONT]

Savings totals so far
Santander 1st Homebuyer - £2100 (as of 2nd February)
[FONT=&quot]ISA - £252[/FONT]
[FONT=&quot]Holidays and Social - £110[/FONT]
[FONT=&quot]Car (including MOT, maintenance and Road Tax) - £60[/FONT]
[FONT=&quot]Present Fund - £50[/FONT]
[FONT=&quot]POD (Prescription, Optical, Dental) - £40[/FONT]
[FONT=&quot]Clothes - £20[/FONT]
[FONT=&quot]AA Savings (VSP) - [FONT=&quot]£57.62 [/FONT][/FONT]
[FONT=&quot]Work Christmas savings - £10[/FONT]

So that's it everything in Black and White I know the numbers don't totally add up but I am aware of it and it is what I worked out with the budget to the nearest £10.

I have decided to fill my car up £20 at a time and any money left over I will put into my car savings account JUST INCASE!! (A full tank cost me £37 the last time I filled my car up - so the £20 should last me a week to a week and a half)

February Events
~ I have a speedway social night next weekend which will cot me about £15 -£20 (away highlights DVD - Its important!!) and entrance money

~ Going to see Maroon 5 on 22nd February (Adam Levine = YUM YUM!!!! )

Other than that will be the usual spends this month - I have to do a boots shop for things that are not in my toiletries challenge and will be needed this month.

Doing my budget this way I will hopefully stick to it.

Have a great weekend all
P
X

[Deleted User]

Palema wrote: »

[FONT=&quot]
Hi all,[/FONT][FONT=&quot]
[/FONT][FONT=&quot]
1. [strike]To pay off my pink friend aka the CC!![/strike] [/FONT][FONT=&quot] Done before Christmas 2010 [/FONT] [FONT=&quot]:j
2. Save, Save and Save some more for a house deposit! (Hopefully have a decent deposit by late 2012) [/FONT][FONT=&quot]:)
3. Put ALL my babysitting money into savings for my house deposit.
4. Try to leave all savings in their accounts instead of dipping into them each month.
5. Keep using my phone app to keep track of my spending. ( I use it constantly anyway as its a great way of seeing how much I am spending and on what!)

[/FONT][FONT=&quot]ND FINALLY - Not so much DFW [/FONT][FONT=&quot]
6. [strike] Get to my goal weight at WW [/strike] (So close – as of 18th December 2010 I was 2lb from my goal weight!!)[/FONT] ACHIEVED 29/01/11 :j:j
[FONT=&quot]
P
X[/FONT]

[FONT=&quot]Hi everyone[/FONT]
[FONT=&quot]The dreaded Lurgy is still with me and my voice is still on holiday
[/FONT]
[FONT=&quot]I have just updated my new years resolutions list.[/FONT]
[FONT=&quot]Please note the part in bold red! :D[/FONT]
[FONT=&quot]I have had a little bit of a spend day today :eek: [/FONT][FONT=&quot]

Today’s spends[/FONT]
[FONT=&quot]£20 - fuel for car[/FONT]
[FONT=&quot]£13.27 – face moisturiser[/FONT]
[FONT=&quot]£3.05 – nasal drops (for my cold)[/FONT]
[FONT=&quot]£4 – 4x Sanex deodorant (on offer so bought 4!)[/FONT]
[FONT=&quot]£2 – 2 x Lady stuff[/FONT]
[FONT=&quot]£7.76 – 3x Vitamins[/FONT]
[FONT=&quot]£12 - Ticket to see Flawless in April[/FONT]
[FONT=&quot]£4.05 – WW magazine & chocolate bars (:DYUM! YUM! )
[/FONT][FONT=&quot]£9.99 Maroon 5 CD (treat for getting to goal!)[/FONT]
[FONT=&quot]
Total = £76.12 :eek::eek:[/FONT]
[FONT=&quot]
Will have to do better next week if I am to stick to my monthly budget!![/FONT]
[FONT=&quot]P
X[/FONT]

debtbegone

:T Well done on reaching your weight goal P! Any tips as I've ground to an annoying halt on that front.

What's the new maroon5 like?