📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I STILL want to be mortgage free - 2011!

19899100101103

Comments

  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Well done on the reduction twinklie, what have you focused on?
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We OP the mortgage every month and just pay down the CC's and loan that have interest on them. The car loan is a bit of a fixed payment by choice until we get rid of the CC's. The 0% CC only has the minimum paid off every month though (although I need to still update the total for that on my sig).

    Nothing special has happened, just think time is finally starting to make things happen. :) However, I am spending less on food (oddly) and heating than I was 12 months ago. Fuel for my commute to work is going up and up though. Hopefully, I'll be able to ignore that from the end of July for a while though. ;)

    I'm still putting £100 into my ISA every month, tutoring (only one client by choice) and exam marking during Feb and May/June to bulk up my cash stash. It's taking a while but my bank account is now into credit....although the car is due a big service and since I crashed it...I expect my credit to disappear. Doh!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Well done you! x
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ok guys, it's now official. Had the scan yesterday so I can now happily announce that twinklie has a baby in her belly. I'm due 10th September! :D
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • evab_2
    evab_2 Posts: 2,336 Forumite
    oooh lovely news, congratulations x
  • Lovely to hear the official announcement! Many congratulations,

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Awwwww! Congratulations! :D
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • teapot2
    teapot2 Posts: 3,546 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congrats to you both - lovely news :D
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Went to the hospital yesterday and heard babies heartbeat which was lovely. A few bumps along the way which mean I'm back at the hospital at 28 weeks to decide what monitoring is necessary, but we shall see.

    Updated all figures because I won't have access to the internet over the holidays - so thought I'd get it done now. Although some payments like loans and cc's haven't all come out yet so leaving those bits as is and will update later. :)
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • I am sure that all will be well, take it easy and have a good weekend,

    Squirrel:j
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.