I STILL want to be mortgage free - 2011!

Secret_Saving_Squirrel

Read your lovely news on another thread... How wonderful. All the very best to you,

Squirrel

twinklie

Thanks Squirrel ...I'm holding off chatting about it here just in case. I can always avoid the other thread...but not really this one. Not sure if that makes sense, but it does in my head.

twinklie

2012
Mortgage at start of January: £32,847.02
Overpayments in Blue.
Interest in Red.
Balance in Green.

Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

January: 450.00 (275.47 / 174.53) / £109.22 (£3.52) / £340.78 / £32,506.24
Feb: 450.00 (275.47 / 174.53) / £108.08 (£3.73) / £341.92 / £32,164.32

Totals: Payment / Interest / Net reduction.
Grand Total: 900.00/ 207.30 / 682.70

Balance outstanding: £32,164.32

Overall debt is now below 40K (just) for the first time EVER!!! :j

[Deleted User]

wow well done twinklie that must feel great!!!!

museumworker

Under the £40K mark, what an achievement!

Hope you're coping ok with the thing we're not talking about . x

gratefulforhelp_2

Well done babe, my figure is in the 200's. xxx

Lois_E

Yay! I can only dream of under £40k. Keep going!

twinklie

Hi guys, I'm still plodding on. GCSE marking for the next week and a bit though...boo. YEY to money though.

Just thought I'd post a referal link to Superpoints in case anyone isn't signed up yet. Helps you save money for paypal/amazon vouchers etc amoungst other things. It's easy to use and if you sign up via my link you also earn me points too.

http://superpoints.com/refer/twinklie

Let me know if you want any other information.

P.S will someone please let me know if I'm not allowed to post this here. I think I am unless I've misinterpreted the rules.

twinklie

2012
Mortgage at start of January: £32,847.02
Overpayments in Blue.
Interest in Red.
Balance in Green.

Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

January: 450.00 (275.47 / 174.53) / £109.22 (£3.52) / £340.78 / £32,506.24
Feb: 450.00 (275.47 / 174.53) / £108.08 (£3.73) / £341.92 / £32,164.32
March: 450.00 (275.47 / 174.53) / £106.95 (£3.45) / £343.05 / £31,821.27

Totals: Payment / Interest / Net reduction.
Grand Total: 1350.00/ 314.25 / 1025.75

Balance outstanding: £31,821.27

twinklie

Just sorted my meter readings (with my eyes closed when I pressed submit - it's been a while). Turns out, I'm still £124 in credit despite the fact they have reduced my DD just before christmas. I don't want to count my chickens but I could be in for another reduction!!

This is despite the fact I had the heating on almost constant when I was off work ill for two weeks in January.