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Out with the old, in with the new: the January NSD challenge
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Checking in with 15/15 today
Can you put me down for 10 days in Feb please Mistress' Spoony and Slowly
Tomorrow won't be a nsd as I need to do a few bits and pieces.0 -
woohoo, i managed number 12 today!
really pleased
well done to everyone making and beating their targets
:beer:Moved into dream house - 17/08/12Savings - £600Xmas 2013 - £43Credit card - £2741 :eek:0 -
Managed 19 on Friday, even though I went to a gig. I was there with the person I support at my second job, so I didn't have to pay to get in. A night out and being paid to be there - a very satisfying NSD!
Saturday was 20 as I only had 4 hours off between shifts and was mostly sleeping for them!
Target number two reached! :j I'm hoping I might get number 21 tomorrow! I'm pretty chuffed as I've been doing NSDs since February and this is the highest I've ever managed - in January too!
Today I went to visit my friend. We worked out we hadn't seen her since October. We only worked it out as baby is 9 months and has just learned to pull himself up to standing and I knew he wasn't crawling the last time I visited; he was flipping himself over and doing the seal impersonation :rotfl:.
None of us are sure where the time went! :eek: (Oh, my point there was I spent money on cupcakes. Mmmmmmmm! I was going to bake a cake yesterday but slept instead!)Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0
Mike's Mob0 -
Hello everyone, just a quick pop-in to declare No 12!
Finally managed to reach my target :j(thank goodness as about out of time).
Have to think about the best way to move forward with this - I excluded direct debit days from bank (as spread out over month) but included everything else.... think I may exclude petrol and main shop each week (as basically have to get them) but not sure if this is the right way to go about this........ will ponder tomorrow.
Have a good week everyone!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
By the skin of my teeth number 15 & target :j
Too tired to talk after 4 trips to the tip (thank goodness for good friends with cars & endless patience!!) & a seriously major tidy up, so going to head to bed & catch you all tomorrow x
February NSD challenge 5/150 -
Thats basically what I do lillylass if thats any help.
I exclude DD's, petrol & main food shop as long as I stay within budget.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Not sure how this happened BUT..... today ended up being a NSD too!!!
That is now 21 for January - first time I have ever beat my own challenge!Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!
2025 Fashion on a ration - 9/660 -
Hello lovely NSD-ers
Today is my 19th NSD of the month and tomorrow definitely won't be as I am going to the pub with some friendsSo I am declaring 19 as my final total which I am very happy about as I have exceeded my 2nd target :beer:
Roll on Feb challenge - I will go for 15 for Feb please Spoon and SF as it is a short month, but I suspect I will try to beat myself
Thank you everyone, all of you have made it so much easier for me to stick with this and it has really made such a difference to how I spend money......if I could I would give you all a great big hug, you are all :A xBe the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Good evening all :hello:
Spoony and SF got my 17th NSD today..........Yippeeeeeee!!
A spend day tomorrow, so I've done it for January!! :dance:
Thanks Spoon and SF for all your time you both have put in keeping us on the right path, much appreciated xx :A:A"If wishes were horses, then beggars would ride"
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Have to think about the best way to move forward with this - I excluded direct debit days from bank (as spread out over month) but included everything else....
That's what I do Lilyass- I don't count DDs as they will go out whatever I do that day! I include everything else that I spend on a card or with cash. Food and petrol is included. The food and petrol thing actually helps because if I know, for example, that I will need petrol tomorrow, I will try to put off any other spending until the same day. Mostly it works- occasionally I will find that we have run out of something unexpectedly- in which case I try to get DH to get it on the way home from work! :rotfl:Save £12k in 2021: Jan £1834.40, Feb £1692.810
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