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Out with the old, in with the new: the January NSD challenge

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  • donna_dynamo
    donna_dynamo Posts: 893 Forumite
    Hi all hope today finds you well. nsd numer 18 today. closing in on target 3 fast will hopefully beat all three targets i set myself. Tomorrow is a spendy day as i have to pay for my staff sale.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    wit40iwtwan & jintyb - sorry to hear your sad news, hugs to you both and all families involved.


    Declaring No 11! (There's hope for me yet, 1 more to go)!!

    Just had time for a quick scim through but will catch up on all the posts properly later (need something to eat now)!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Good evening everyone, big spendy day today because I got paid and we now have food in the house. For how long, who knows, with a big bloke, a little bloke (who is now taller than I am) and a small furry bloke, all with huge appetites in the household.....! The car will need a small job doing next week, and we have a trip coming up soon to visit family, which means gallooons and galloooons of pure gold motion lotion at whatever horrendous price they are charging for it now......I am going to have to tighten them there purse strings this next month till the blighters squeak. Hope to squeeze in another couple of NSDs by Monday, and will need to think soon about my February target.

    Well done all of you who have managed to keep the coffers closed, foiling the wily schemes of the retailers to part us from our hard-earned dosh!

    Those of you recently bereaved - sorry. Awful at any time but even more so at this dark time of year.
    And well done those of you who have got new jobs, a new start is just what's needed.

    Found a dead cat in the front garden yesterday, similar in colouring to mine, but it was a neighbour's cat. 15 years old, and had been ill for some time. Very sad, but at least I was able to return him to his family - they had been searching for him for 2 days. Needless to say, resident mog got an extra couple of strokes.

    Spoon and SF, hope you are both feeling a bit better.
    One life - your life - live it!
  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lots of sad news at the mo :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    number 19 for me today - I've exceeded my target :D

    Sending (((HUGS))) to everyone who needs them at the moment xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Decluttering
    Decluttering Posts: 691 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    NSD #10 today - I took extra goodies with me to work and when I started to pine for something sweet, I had a peppermint tea insead! Maybe I should invest in a big box of teabags once a month or so.
    Thank you competition posters!
  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone
    NSD number 12 for me today :D
    P
    X
  • elf06
    elf06 Posts: 1,547 Forumite
    Part of the Furniture Combo Breaker
    number 13 today
    Emma :dance:

    Aug GC - £88.17/£130
    NSD - target 18 days, so far 5!!
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Number 17 today... one more to go :D

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • katenut
    katenut Posts: 530 Forumite
    Number 17 yesterday and number 18 today.

    Sorry to hear about your MIL Jinty, take care xx
    Trying to jump back onto the moneysaving wagon .... :cool:
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