Out with the old, in with the new: the January NSD challenge

cw18

Nargleblast wrote: »

Was going to say something to CW but forgot what it was. Never mind, once I have been and posted on the MSE Make Your Own Hats for Special Occasions thread I might remember what it was....

:rotfl:


And I totally agree about BigMumma being a character - and a wonderful one :T
I'd actually love to have her as a next door neighbour, as I doubt life would ever be boring or quiet

got-it-spend-it

:T Well done for those who have reached target so early in the month and hats off to those going for a stretch target too.


NSD #8 for me today.

It was a day of temptation too but I have resisted. The friend I was walking home from toddler group with stopped at the chip shop :eek: but I resisted. I was then super tempted by the Lakeland sale but I decided not to go for it :A. I owe this thread a massive thank you :j though. If I hadn't been aiming for a NSD I would have spent on both occasions.

Nym_Mcfroglet

12 NSD's for me, far more difficult today which is ridiculous as I'm the proud owner of a £1 coin till Monday. But I just wanted to buy everything today, from chocolate (I rarely eat it) to water to beer to anything really. I think someone could have tried to sell me a stinky nappy and I'd've still been digging into my pockets!

I hope all had a happy Friday and a happy non spending day

butdoineedit?

slowlyfading wrote: »

Thanks! It really hasn't gone well today...

Well SF if you haven't been good i really hope you enjoyed it!!

Spend day today, did the grocery shopping & also couldn't resist popping into M&$ for some of the half price cooking sauces (seeing as half price makes them as cheap as supermarkets own & twice as yummy) & some of their pasta, also half price, but also very yummy!! Would never buy these things full price, but the cupboards are stocked now & if i batch cook i'll definitely get my money's worth!

Also bought a jumper (naughty!), it's an angora cardi in a beautiful shade of light orange that i loved when it was £45 but would never have bought, i also loved it when it was reduced to £25 & £17 but still not enough to buy it... today at £9.99 i decided i could splash out & i am a very happy girl as i can still remember the days when i didn't do waiting & would have bought it at full price.

No spend weekend coming up as i will be busy wielding the sledgehammer, have a good one you lot!!

ilovetea

Up to 14 NSD now,doubt if it will be one tomorrow as I do need a few bits.
I was very good today--- went into a craft shop and didn't buy anything:j.

ilovetea xx

[Deleted User]

Hi everyone
NSD number 9 for me today - I'm on a roll too!! 3 in a row
I hope you all have a great weekend
P
X

katholicos

Howdi all,

Managed NSD number 13 today.

Hope you all have a good weekend

slowlyfading

Thank goodness it’s Friday, that’s all I can say!

Lots more NSDs being collected today – well done everyone

chris81418 – well done on number 15 :j :j :j and to 4 in a row!
cuddlymarm – well done on 14 nsds and hitting your target :j :j :j
mumofjusttwo – well done on 13 nsds :j :j :j
ebayqueen – well done on number 8 :j :j :j
bella121984 – well done on number 8 :j :j :j
monks – well done on number 14 :j :j :j
cw18 – well done on number 7 :j :j :j
lotti379 – well done on number 7 :j :j :j
elfen – well done on number 13 :j :j :j
BMF – well done on 16 nsds :j :j :j
SarahNeedle1872 – well done on number 14 :j :j :j
boultdj – well done on number 17 :j :j :j
julytex – well done on number 7 :j :j :j
romylou – well done on number 13 :j :j :j
Wee Pilsbury – well done on number 15 :j :j :j and teaching your target
loveGSDs – well done on 8 nsds so far :j :j :j
niccatw – well done on number 15 and to 8 in a row :j :j :j
Nargleblast – well done on 10 nsds :j :j :j
got-it-spend-it – well done on number 8 :j :j :j and well done for resisting temptation!
Nym Mcfroglet – well done on number 12 :j :j :j
ilovetea – well done on number 14 :j :j :j
Palema – well done on number 9 :j :j :j
katholicos – well done on number 13 :j :j :j


:hello: and welcome to prettypaula – putting you down for 7 nsds

I’ve managed number 15 today, so I’m pleased with that it’s about the only good thing that’s happened today!

IF

Good evening all x

Spoony and SF got my 13th and 14th NSD's yesterday and today, thank you both :A:A


Bumping BigMamma’s and Spoon’s posts x


Hi lovely NSD gang:A
As you can see there is lots of activity on this thread at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Thanks everyone:A
spoon xx

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Tixy

Hi All

Declaring 2 more taking me up to 11 NSDs please.

Haircut tomorrow so will have to spend then.