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Out with the old, in with the new: the January NSD challenge
Comments
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Whooohooo Just come on to say i've hit my Target!! NSD #18 :j:money:
very pleased with myselfwas Proud to be dealing with debt! LBM 12.09.09 [STRIKE]£23,157.76,[/STRIKE] 28/03/11 £12.827.07:eek: Not quite sure on debts now as kind of gone by the wayside but back on form now! Will edit as i figure them out
Hsbs CC £5313.73 Overdrafts (3) £3173.84, Marks and spencer CC £0AA CC £3400.18
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Evening all! And thanks for the mention in the roundup Spoon - the non-smoking is going well, so well in fact that I felt I deserved a glass of wine tonight therefore spoiling my NSD! Oh well, I've been good lately and I think its the first time I've spent a non-essential penny this month! I've switched to red wine as this goes down a treat without making me want one of those nasty cigarettes
. Need to find some healthy snacks to eat now - or maybe try a bit of sledgehammering like BDINI?
Cheryl - be very wary of all the talk of hats!! Do you remember the hats on display when I got married last year?!?!
http://www.bestweekever.tv/bwe/images/2008/06/SILLY%20HAT8.jpg
http://t1.gstatic.com/images?q=tbn:o1258706s9IVRM:http://www.rodin.cc/jw73_animal_novelty_hats/22730.jpgTrying to jump back onto the moneysaving wagon .... :cool:0 -
Another NSD for me today
Running total 6 NSD
Happy days :j
Maybe my magic 10 is closer than I thought
ThanksNo. 16 in HCCSC:jFull Time Uni Student & Glitcher :j
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Nay good for me today - was going great until 6.30 pm then couldn't be bothered to cook anything for dinner so takeaway plus.....2 bottles of wine!!!:beer: Yep, despite the spend, it has been a good night:j Just hope I don't suffer too much tomorrow:D.0
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No NSD today for me, but had a lovely gingerbread latte with one of my best friends, got a few bits of shopping that I needed and had a lovely day! Tomorrow and Sunday should be NSD's, though, so hopefully will reach my target by Monday xBe the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Hi lovely NSD gang:A
Wow... some fantastic spend-resisting (is there such a word:D) going on today , well done everyone:j:j It seems lots of us have got the serious NSD bug this month, there are loads of NSDs being racked up:j:j:j
A few more NSDs to add to the totals, well done to:
:j:j:jifwishes - for nos 13 and 14, nearly there now, you can do it!
:j:j:j:jTixy - for nos 10 and 11, yay to double figures! Hope the haircut goes well tomorrow
:j:j:jsavingcaz - for no 18 and target smashed - yay!!!!! :j Not surprised you're pleased with yourself, that's brilliant.
Would you like to increase your target and earn another prize for the end of the month?
:j:j:jtazmac25 - for no 6, over halfway now, your target is approaching fast!
Well done also to Wee Pilsbury :jand cuddlymarm :jfor meeting your targets today, that's brilliant!!The time you enjoy wasting is not wasted time
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Evening all! And thanks for the mention in the roundup Spoon - the non-smoking is going well, so well in fact that I felt I deserved a glass of wine tonight therefore spoiling my NSD! Oh well, I've been good lately and I think its the first time I've spent a non-essential penny this month! I've switched to red wine as this goes down a treat without making me want one of those nasty cigarettes
. Need to find some healthy snacks to eat now - or maybe try a bit of sledgehammering like BDINI?
Cheryl - be very wary of all the talk of hats!! Do you remember the hats on display when I got married last year?!?!
http://www.bestweekever.tv/bwe/images/2008/06/SILLY%20HAT8.jpg
http://t1.gstatic.com/images?q=tbn:o1258706s9IVRM:http://www.rodin.cc/jw73_animal_novelty_hats/22730.jpg
Good news about the smoking, you're doing well:j Hope you enjoyed the glass of wine tonight, you definitely deserved it:A
xTropicalmoments wrote: »Nay good for me today - was going great until 6.30 pm then couldn't be bothered to cook anything for dinner so takeaway plus.....2 bottles of wine!!!:beer: Yep, despite the spend, it has been a good night:j Just hope I don't suffer too much tomorrow:D.
xLittleMissHappy wrote: »No NSD today for me, but had a lovely gingerbread latte with one of my best friends, got a few bits of shopping that I needed and had a lovely day! Tomorrow and Sunday should be NSD's, though, so hopefully will reach my target by Monday x
xThe time you enjoy wasting is not wasted time
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Flying visit from me tonight, it's been a long week and I need an early night (well, by my standards this is early:D).
'night everyone, see you all tomorrow
spoon xxThe time you enjoy wasting is not wasted time
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Tae a Haggis by Robert Burns
Fair fa' your honest, sonsie face,
Great chieftain o' the Puddin-race!
Aboon them a' ye tak your place,
Painch, tripe, or thairm:
Weel are ye wordy of a grace
As lang's my arm.
FYI (and a bit of a giggle) if you translate this into German then word perfect back again it says oh mighty Fuhrer of the sausage people :rotfl::rotfl::rotfl:. I'd like to take credit for the knowledge but sadly I have to thank QI for it!! I LOVE that programme :rotfl:
Anyways back to NSD's I am finally happy to report I've met my target of 10 NSD's for this month its been a struggle but I am happy that I am there and that the spends have been kept small. I seem to be going backwards as I am sure when I started this challenge back in (oct? Nov??) I managed double that figure. I did know this would be a busy month though. Please can I increase my target to 13 spoon/sf and next month I will try harder
Today will be a spendy day sadly as yesterday was going to be because I needed a few bits of shopping (didnt need - wanted while they were still on offer) but mum picked them up for me while she was shopping meaning yesterday was a NSD and today I need to pay her back:)Emma :dance:
Aug GC - £88.17/£130
NSD - target 18 days, so far 5!!0
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